If you have been harassed by a debt collection agency, you’re not alone. Every year, thousands of consumers face harassment through phone or mail. Fortunately, you do not have to fight collection agencies alone. FDCPA attorneys across the country are ready to help you defend your rights and file claims against creditors who harass you.
For example, did you know that a debt collector cannot call you between the hours of 8 am and 9 pm your time? The FDCPA states that any calls outside of these hours are illegal, unless you have explicitly told collection agencies that they can contact you at a later or early hour.
Additionally, once you tell collection agencies what times to call work best with you, a collection agency cannot call you outside of these hours. If you work night shifts and typically sleep in the afternoon, you can tell a collection agency that you’re unavailable during the daytime when they would usually try to contact you.
If you have been contacted by a third-party debt collector, do not hesitate to speak with a creditor harassment attorney. He or she can help evaluate your case and determine whether or not you are eligible for a debt violation claim against a collection agency.
The following collection agencies have all been accused of allegedly violating the FDCPA.