Unexpected hardships can come at any time, but this is of little concern to collection agencies that are kicking you while you are down! Ruthless debt collectors have caused people to file unnecessarily for bankruptcy. Such conduct is illegal, so if it happens to you, fight back.
Your Rights Under the FDCPA
Under the Fair Debt Collection Practices Act (FDCPA), consumers are entitled to protection against unfair treatment from third-party collection agencies. If you are subjected to any of the following, your rights have been violated and you can sue.
● Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m
● Pretending to be lawyers, police officers, or federal agents
● Telling your friends, neighbors, and co-workers that you owe a debt
● Using profane or obscene language
● Contacting you after you have sent a cease and desist letter
● Calling you at work
Company Profile: Galaxy Capital Recoveries, LLC
If you are being called by Galaxy Capital Recoveries, LLC, more information about the agency is below.
Galaxy Capital Recoveries, LLC is a collection agency in Marietta, Georgia, with an additional office in Las Vegas, Nevada. It was founded in 2008, has fewer than 20 employees, and is managed by Erin Cagel. PACER website records confirm that those who felt that they were being harassed by Galaxy Capital Recoveries, LLC did not back down.
Alleged Violations against Galaxy Capital Recoveries, LLC*
According to PACER, in or around October 2014, Galaxy Capital Recoveries, LLC attempted to collect a debt from an Alabama consumer by serving a garnishment order on her ex-husband, whom she had not lived with since 1992. She called the agency’s representative and told them not to contact her ex-husband again, but more letters were allegedly sent to his address in December.
Feeling harassed by Galaxy Capital Recoveries, LLC, the consumer filed a lawsuit against the company for making information about her debt available to third parties.
The matter was later resolved.
Hire a Consumer Lawyer
The phone number for Galaxy Capital Recoveries, LLC is 1-770-613-9994. If it ever appears on your caller ID, seek legal advice because you are being called by Galaxy Capital Recoveries, LLC. If they share details of your debt with third parties and ignore you when you ask them to stop, hire a consumer lawyer and file a claim against Galaxy Capital Recoveries, LLC. YIf you win your case, you receive $1,000 per FDCPA violation.When debt collectors forget that you have rights, a lawsuit is an eye-opening reminder.
*Case taken from PACER (www.pacer.gov). File number is Case 1:15-cv-00062-KD-M from the United States District Court for the Southern District of Alabama.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Galaxy Capital Recoveries, LLC or any other third-party collection agency, you may not be entitled to any compensation.