No matter how financially responsible you try to be, there may come a time when one of your debts go into collection. Perhaps you lost your job, became too sick to work, or needed to pay emergency house or car repairs first.
Whatever the reason, it’s important to know that when debt collectors start contacting you, there are rules they must follow.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect indebted consumers from being abused by third-party debt collectors. This federal law prohibits collection agents from using tactics like the following to stress you into paying:
- Using profane and abusive language
- Leaving messages that do not identify them as debt collectors
- Demanding in addition to the original debt
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Calling you at work after you’ve told them that your employer won’t let you take such calls
- Claiming to be an attorney or a law enforcement official
Company Profile: Grant & Weber
If you are being called by Grant & Weber, below is a general overview of company history and operations.
Grant & Weber is a collection agency headquartered in Calabasas, California, with branch offices in Las Vegas, Nevada and Gilbert, Arizona. It opened for business in 1977, has 152 employees, and is managed by its CEO, Jimi Bingham. It has a D-rating with the Better Business Bureau.
Legal files at the PACER website indicate that consumers who believed that they were being harassed by Grant & Weber went to court.
Alleged Violations against Grant & Weber
According to PACER, ion or around July 21, 2006, a California consumer received a collection letter from Grant & Weber. Her attorney sent a letter to the company requesting validation of the debt and directing the company to stop contacting her.
The agency allegedly did not validate the debt but continued to report it as delinquent to the credit agencies.
Feeling harassed by Grant & Weber, the consumer filed an FDCPA lawsuit against the agency for allegedly:
- Failing to validate the debt on request
- Failing to cease collections on request
The matter was dismissed.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If any of these numbers appear on your caller ID when the phone rings, it means that Grant & Weber is on the line. If they demand payment for a debt without validating it first, take action by hiring a consumer lawyer and filing a claim against Grant & Weber.
You could receive $1,000 per FDCPA violation in addition to your legal costs, so taking action against a debt collector that violates the law can pay off.
Case taken from PACER (pacer.gov). File number is Case 2:09-cv-07988-PA-AJW from the United States District Court for the Central District of California.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Grant & Weber or any other third-party collection agency, you may not be entitled to any compensation.