Being in debt is bad enough. You’re facing the uncomfortable reality that you owe more than you can pay back in a reasonable amount of time. But when debt collectors call you every day and leave abusive voice messages or threaten you whenever they get you on the phone, it can be intolerable.
Fortunately, you have options for bringing the harassment to an end.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, has been protecting the rights of indebted consumers for over 40 years. It grants you the right to dispute a debt and sue any third-party collection agency that mistreats you in ways like the following:
- Shouting and swearing
- Calling you before 8:00 a.m. and after 9:00 p.m.
- Ignoring your dispute letter
- Calling you directly after you retain an attorney regarding the debt
- Not reporting to the credit bureaus that a debt is in dispute
- Saying that your wages will be garnished when they have no court order
Company Profile: Gregory Funding, LLC
If you are being called by Gregory Funding, LLC, here is some more additional background information.
Gregory Funding, LLC is a residential loan provider and debt collection agency located in Beaverton, Oregon. It opened for business in 2011, has 10 employees on staff, and is managed by Steve Rosenberg. It has a C+ rating with the Better Business Bureau.
Digitized legal records at the PACER website confirm that consumers who believed they were being harassed by Gregory Funding, LLC challenged the company’s claims and refused to pay them.
Alleged Violations against Gregory Funding, LLC
According to PACER, on or about February 17, 2016, Gregory Funding, LLC sent a collection letter to a Florida consumer demanding payment for a mortgage debt that had been discharged in an earlier bankruptcy.
Feeling harassed by Gregory Funding, LLC, she hired a consumer lawyer and commenced legal action against the company for trying to collect an amount not permitted by law.
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
If either one of these numbers appears on your caller ID, it is confirmation that Gregory Funding, LLC is trying to collect a debt from you. If they insist that you pay a debt that was included in an earlier bankruptcy, don’t give in.
Instead, retain the services of a consumer lawyer and file a claim against Gregory Funding, LLC. A judge could award you $1,000 in statutory damages per FDCPA violation, which will effectively stop any bullying and get you the compensation you deserve.
Case taken from PACER (pacer.gov). File number is Case 2:16-cv-14120-JEM from the United States District Court for the Southern District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Gregory Funding, LLC, or any other third-party collection agency, you may not be entitled to any compensation.