Are you being called by Forest Recovery Services, LLC?* Here’s what you need to know.
When you’re being harassed night and day by over-zealous collection agencies, you may be tempted to file for bankruptcy to make the calls, letters, and abuse stop. Before taking such a drastic situation, speak to a consumer attorney first. If a debt collector is stressing you to this point, they are likely doing something illegal.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA), which was passed by Congress in 1977, gives consumers the right to dispute a debt and order the collector to stop contacting them. It also prohibits third-party collection agencies from using approaches like the following:
- Calling you at inconvenient times and places, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Leaving voice messages that do not identify the collector and the reason for their call
- Contacting you after you have sent a cease and desist letter
- Refusing or failing the validate the debt
- Swearing, raising their voice, and calling you names
- Discussing your debt with anyone except you, your spouse, or your attorney
Company Profile: Forest Recovery Services, LLC
If you are being called by Forest Recovery Services, LLC, information about the company is below.
Forest Recovery Services, LLC is a debt collection agency located in Inverness, Florida. It was established in 2003, has less than 10 employees, and is managed by its owner John Berquist. Civil litigation records archived at the PACER (Public Access to Court Electronic Records) website reveal that consumers who felt they were being harassed by Forest Recovery Services, LLC brought the calls and letters to an end by filing lawsuits.
Alleged Violations against Forest Recovery Services, LLC
According to PACER, in or around March 2014 an Ohio resident discovered that Forest Recovery Services, LLC had been reporting a dental bill to Experian as open and in collections, even though this account had been discharged in a bankruptcy. Feeling harassed by Forest Recovery Services, LLC, she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection agency are:
If either one appears on your caller ID when the phone rings, it means that you are being called by Forest Recovery Services, LLC. If they chase you for a debt discharged in an earlier bankruptcy and report incorrect information to the credit bureaus, hire a consumer attorney. If you file a claim against Forest Recovery Services, LLC, you could end up being awarded $1,000 per FDCPA violation in addition to legal costs. When it comes to unethical debt collectors, the law grants you rights that they ignore at potential cost.
*Case taken from PACER (www.pacer.gov). File number is Case: 4:14-cv-02834-BYP from the United States District Court for the Northern District of Ohio, Eastern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Forest Recovery Services, LLC, or any other third-party collection agency, you may not be entitled to any compensation.