Some collection agencies will stop at nothing to collect money from consumers. Methods include abusive calls, pushy and rude letters, and lawsuits – even when they are not legally entitled to collect on the debt. If you’re being targeted in this manner, contact a consumer attorney to help you fight back.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, penalizes agencies that use collection methods like the following, so if a debt collector goes too far, you have grounds to file a lawsuit against them.
- Using profane and obscene language
- Discussing your debt with your friends
- Reporting false information to the credit bureaus
- Failing to identify themselves as debt collectors
- Contacting you even after you dispute a debt
- Refusing to provide you with information about the debt
Company Profile: GC Services International
If you are being called by GC Services International, here are some additional details about the company.
GC Services International, which also does business as GC Services Limited Partnership, is a collection agency headquartered in Houston, Texas, with over 30 offices across the U.S. and the Philippines. It opened for business in 1957, has over 8,500 employees, and is managed by Frank Taylor. Records accessible at the PACER website show that those who felt that they were being harassed by GC Services International filed for damages.
>Alleged Violations against GC Services International*
According to PACER, on or around August 18, 2016, GC Services International sent a demand letter to an Illinois consumer. It stated that the balance due was $523.70, but stated, in part, “The balance that has been placed in collections may include the cost of your leased DISH Network equipment.” He claimed that it did not clearly inform him whether or not the balance included equipment charges.
Feeling harassed by GC Services International, the consumer sued the agency for:
- Using false, deceptive, and misleading means to collect a debt
- Failing to clarify the nature of the debt
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for GC Services International are:
If you see either of them on your caller ID, GC Services International is on the line, trying to contact you about a debt. If they send letters that don’t clarify the details of the debt, hire a consumer lawyer and file a claim against GC Services International. You could win $1,000 per FDCPA violation, which proves that harassing consumers can be a serious mistake.
*Case taken from PACER (pacer.gov). File number is Case: 1:16-cv-09388 from the United States District Court for the Northern District of Illinois, Eastern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against GC Services International or any other third-party collection agency, you may not be entitled to any compensation.