Are you being called by Financial Collection Agency of Anchorage, Inc.?* Here's what you need to know.
It is an unfortunate fact that many collection agencies refuse to recognize boundaries when it comes to settling a debt. They will call you at work, make embarrassing disclosures to your friends and family, and threaten to seize your home. What they’re doing is highly illegal, but they hope that you will be too unfamiliar with your rights to protest.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to deal with an epidemic of abusive conduct by third-party debt collectors. Since then, using methods like the following to settle a debt have been illegal under federal law.
- Using profane or obscene language
- Threatening legal actions that they have no intention of taking
- Telling you that you can be arrested for not paying your debts
- Reporting false information to the credit bureaus
- Calling you at inconvenient times and places, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Calling you at work after you tell them that you can’t take personal calls there
Company Profile: Financial Collection Agency of Anchorage, Inc.
If you are being called by Financial Collection Agency of Anchorage, Inc., information about the company is below.
Financial Collection Agency of Anchorage, Inc. is a debt collection company located in Anchorage, Alaska. It was established in 1976, has less than 10 employees, and is managed by its President, Mary E. Fichtner. According to records on file at the PACER (Public Access to Court Electronic Records) website, people who believed they were being harassed by Financial Collection Agency of Anchorage, Inc. dealt with the situation by taking the agency to court.
Alleged Violations against Financial Collection Agency of Anchorage, Inc.
According to PACER, on January 16, 2015, Financial Collection Agency of Anchorage, Inc. sent a collection letter to an Anchorage resident demanding $2280.51 for a debt owed to “multi-client’. The letter, which was later submitted as an exhibit, added that he would be billed at 8% per annum until the debt was paid. There was no specification as to who exactly the creditors were, and when the plaintiff ordered the company to stop contacting him, there was allegedly no response.
Feeling harassed by Financial Collection Agency of Anchorage, Inc., he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Failing to properly identify the creditors in its letter
The matter was later dismissed.
Hire an Attorney
The phone number for this collection agency is 1-907-274-6683. If you see it on your caller ID, it means that you are being called by Financial Collection Agency of Anchorage, Inc. Should they fail to be clear regarding who exactly you owe the money to, hire a consumer attorney. If you file a claim against Financial Collection Agency of Anchorage, Inc. with your attorney’s assistance and win, you could potentially be awarded $1,000 per FDCPA violation, plus court-related costs. Don’t let yourself be pushed around when fighting back can pay off.
*Case taken from PACER (www.pacer.gov). File number is Case 3:15-cv-00182-HRH from the United States Superior Court for the State of Alaska, Third Judicial District at Anchorage.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Financial Collection Agency of Anchorage, Inc., or any other third-party collection agency, you may not be entitled to any compensation.