Are you dealing with harassing calls from debt collectors? Are threatening messages being left on your phone? If so, you are understandably upset, but remember: you do not have to tolerate harassment.You have rights, and an attorney can help you assert them.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) mandates that debt collectors treat you with respect when contacting you about a debt. Using tactics like the following can lead to fines and even a revocation of the agency’s license.
- Using profane or obscene language
- Publicly posting details of a debt
- Pretending to be members of law enforcement
- Chasing you for a time-barred debt
- Failing to identify themselves as a debt collector seeking to collect a debt
- Ignoring a cease communication notice
Company Profile: Firstsource Advantage, LLC
If you are being called by Firstsource Advantage, LLC, here is more information about the firm.
Firstsource Advantage, LLC is a debt collection agency in Buffalo, New York. It opened for business in 1995, has 200 employees, and is managed by its President, Arjun Mitra. Archived legal records at the PACER website reveal that consumers who believed that they were being harassed by Firstsource Advantage, LLC took a stand.
Alleged Violations against Firstsource Advantage, LLC*
According to information on the PACER website, on or around February 8, 2017, Firstsource Advantage, LLC sent a collection letter to an Alabama consumer seeking payment for a debt that was over four years old. The letter stated in part that he would not be sued for the debt or have it reported to any credit reporting agency, but did not confirm that he could not be.
Feeling harassed by Firstsource Advantage, LLC, the consumer sued the agency for:
- Using false, deceptive, and misleading means to collect a debt
- Using unfair or unconscionable means to collect a debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for this debt collection agency is:
Their presence on your caller ID means that Firstsource Advantage, LLC is trying to collect money from you. If they send you collection letters with misleading information, hire a consumer lawyer and file a claim against Firstsource Advantage, LLC. You may win $1,000 per FDCPA violation as well as legal costs. When you stand up to a bullying debt collector, they could end up owing you money instead.
*Case taken from PACER (www.pacer.gov). Case 5:17-cv-01351-UJH-KOB from the United States District Court for the Northern District of Alabama, Northeastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Firstsource Advantage, LLC or any other third-party collection agency, you may not be entitled to any compensation.