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Is Fidelity Creditor Service, Inc Calling You?*

Stop The Harassment

You have legal rights. We can help.


Is Fidelity Creditor Service, Inc calling you? There are a few things you need to know.*

Financial hardship can happen to anyone. You could lose your job due to layoffs or restructuring, or become so ill or injured that sustaining a regular job becomes impossible.

Once you have missed enough payments on your credit cards, student loans, and medical bills, your creditors will likely turn the accounts over to third-party debt collectors.

The prospect of dealing with a debt collector is never pleasant, but if they are rude, derogatory, and call you day and night, your stress levels can skyrocket to dangerous levels.

Fortunately, you don’t have to tolerate abuse.

Fidelity Creditor Service Harassment Lawyer

The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers from harassment by third-party debt collectors.

Since then, activities like those below have been illegal when used to collect a debt:

  • Use profane and obscene language to intimidate you
  • Call you at work if they know or have reason to know what such calls are not allowed
  • Call at inconvenient times, normally before 8:00 a.m. and after 9:00 p.m., in your time zone
  • Discuss the debt with anyone but you, your spouse, or your attorney
  • Threaten to have you arrested or garnish your wages

Many debt collectors still use these tricks, regardless of the law, because their targets are too stressed or embarrassed to report them.

Alleged Violations against Fidelity Creditor Service, Inc*

Fidelity Creditor Service, Inc is a collection agency with offices in Glendale and Ventura, California.

It was established in 1964, employs a mid-sized staff, and has an F rating with the Better Business Bureau as of April 2016.

Records archived at the PACER (Public Access to Court Electronic Records) website indicate confirm that Fidelity Creditor Service, Inc has been sued by angry consumers for allegedly their rights during its debt collection attempts.

Fidelity Creditor Service, Inc was assigned to collect a delinquent debt from a California resident.

On February 18, 2010, a debt collector called her at her place of employment and left a voicemail.

When she finally spoke to them, the collector allegedly implied that Fidelity Creditor Service, Inc was taking legal action against her when in fact no such action was taken.

The plaintiff hired a consumer attorney and filed a lawsuit accusing Fidelity Creditor Service, Inc of misrepresenting the legal status of the debt and threatening legal action that it did not intend to take.

The matter was later settled.

The phone numbers below have all been associated with Fidelity Creditor Service, Inc:

  • 1-805-477-7447
  • 1-888-440-1981
  • 1-818-502-1981

If you receive a call from any of these numbers, it means that a debt collector may be trying to collect money from you.

If they call you at your workplace when they know that your employer does not permit such calls and threaten legal action that they do not intend to take, seek a consultation with a consumer attorney.

Threatening and harassing consumers is against the law, and your attorney can help you seek compensation in court.

You could potentially win $1,000 per FDCPA violation, as well as court costs, attorney fees, and any actual damages.

When a debt collector abuses your rights, they could end up paying you instead.

*Case taken from PACER ( File number is 2:10-cv-02458-JLS-OP from the United States District Court, Central District of California, Eastern Division.

Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Fidelity Creditor Service, Inc or any other third-party collection agency, you may not be entitled to any compensation.