Are you being called by Goldman & Warshaw, PC?* Here's what you need to know.
We use credit and get ourselves into debt to buy homes, cars, and other expensive items, but as long as we enjoy a steady income, repayment is rarely an issue. When financial problems hit, however, and we can’t pay back all that debt, collection agencies will start hounding us to demand payment. Many of them are abusive and rude, hoping that we won’t attempt to fight for our rights.
Your Rights Under the FDCPA
The Federal Trade Commission (FTC) regulates the activities of third-party collection agency activities via a consumer protection law called the Fair Debt Collection Practices Act or FDCPA. Actions like the following are illegal when used to collect a debt.
- Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Calling several times per day
- Showing up at your house to intimidate you
- Cursing at you and calling you names
- Calling you at work when they know that your employer doesn’t let you take personal calls
- Demanding amounts that are not supported by law or the agreement that created the debt
Company Profile: Goldman & Warshaw, PC
If you are being called by Goldman & Warshaw, PC, information about the company is below.
Goldman & Warshaw, PC is a debt collection law office located in Clark, New Jersey. It was established in 1970, has less than 10 employees, and is managed by partner David Warshaw. Litigation records on file at the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by Goldman & Warshaw, PC hired their own attorneys to fight back.
Alleged Violations against Goldman & Warshaw, PC
According to PACER, prior to 2012 Goldman & Warshaw, PC was attempting to collect a consumer debt from a New Jersey resident. The agency later got a judgment against the plaintiff, who claimed that she did not receive proper notice of the hearing. Because she was unemployed, the court removed a garnishment order against her, but Goldman & Warshaw, PC allegedly kept trying to garnish her unemployment wages despite her insistence that she couldn’t pay the debt.
Feeling harassed by Goldman & Warshaw, PC, the plaintiff hired a consumer attorney and sued the firm for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Harassing her by telephone
- Using harassing and abusive means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Continuing to contact her directly even after she retained legal counsel regarding the debt
The matter was later settled.
Hire an Attorney
The phone numbers for this collection firm are:
If you see either one on your caller ID when the phone rings, it means that you are being called by Goldman & Warshaw, PC. If they persist in trying to collect the debt even though financial straits leave you unable to pay, hire a consumer attorney. Bullying consumers is prohibited under the FDCPA, and if you file a claim against Goldman & Warshaw, PC and win, you could potentially be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Never assume that because you owe money a debt collector is free to take advantage of you. The law states otherwise.
*Case taken from PACER (www.pacer.gov). File number is Case 3:12-cv-01680-FLW-LHG from the United States District Court for the District of New Jersey.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Goldman & Warshaw, PC, or any other third-party collection agency, you may not be entitled to any compensation.