Are you being called by Gregory K. Pugh?* Here's what you need to know
Every year, the Federal Trade Commission receives hundreds, even thousands of consumer complaints about debt collectors going too far during the collection process. If you are being hounded by a collection agency whose methods are making you seriously consider bankruptcy, read on and learn about your rights as an indebted consumer.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was established in 1977 in response to widespread complaints about collection agencies hounding people into bankruptcy. The FDCPA makes it illegal for third-party debt collectors to use tactics like those below to pressure you into paying the debt it is attempting to collect.
- Swearing and calling you names
- Calling at all hours of the day and night
- Claiming that you have committed a crime and threatening to call the police on you if you don’t pay
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
- Discussing the debt with anyone except you, your spouse, and your attorney
- Making threats they cannot legally carry out or have no intention of carrying out
Company Profile: Gregory K. Pugh
If you are being called by Gregory K. Pugh, information about the company is below.
Gregory K. Pugh, who also operates as Commonwealth Asset Recovery, Inc, is a debt collection attorney with an office located in Virginia Beach, Virginia. It was established in 2008, has less than 10 employees, is managed by founding member Gregory K. Pugh. Records on file at the PACER (Public Access to Court Electronic Records) website confirm that some consumers who believed they were being harassed by Gregory K. Pugh refused to pay and opted to litigate the matter in court.
Alleged Violations against Gregory K. Pugh
According to PACER, on June 3, 2014, Gregory K. Pugh mailed a collection letter to an Indiana resident, seeking amounts allegedly owed on account of a payday loan taken out in 2005. The letter, which was later presented as an exhibit, allegedly represented that the Allen County Prosecutor’s Office had become involved in collecting the alleged debt, although this authority was not actually involved. It threatened criminal prosecution and civil action for amounts including attorney’s fees and/ or statutory penalties, even though the debt was barred by Indiana’s statute of limitations.
Feeling harassed by Gregory K. Pugh and believing that other consumers had received a similar letter, the plaintiff hired a consumer attorney and filed a class action suit against the firm for allegedly violating the FDCPA in the following ways:
- Using false, deceptive and misleading means to collect a debt
- Threatening legal action that the firm could not take
- Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire an Attorney
The phone number for this collection attorney is 1-757-721-2390. If you see it on your caller ID when the phone rings, it means that you are being called by the office of Gregory K. Pugh, probably about a debt you are alleged to owe. If they threaten legal action over a time-barred debt, hire a consumer attorney who can help file a claim against Gregory K. Pugh. If you win, you may potentially be awarded $1,000 per FDCPA violation plus court costs, attorney fees, and appropriate damages. When a debt collector disregards your rights, don’t passively accept it. Let an attorney help you get the compensation you deserve.
*Case taken from PACER (www.pacer.gov). File number is Case 1:14-cv-00244-TLS-RBC from the United States District Court for the Northern District of Indiana, Fort Wayne Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Gregory K. Pugh, or any other third-party collection agency, you may not be entitled to any compensation.