Is GB Collects calling you? It may be good to know a few things.
If debt collectors are hounding you with calls and letters, you’re not alone.
Every year the Federal Trade Commission receives thousands of complaints about third-party debt collectors using deception, threats, and other unethical means to collect delinquent financial obligations from consumers.
This type of behavior has been illegal since the Fair Debt Collection Practices Act was enacted in 1977.
Collection agencies keep employing unprofessional tactics because consumers who are too stressed or unaware of their rights often yield and pay whatever is demanded to make the harassment stop.
There is no reason to fear debt collectors, because the law is on your side when it comes to their harassment and scare tactics.
You have the right not to be harassed because of debt, and you can seek compensation if you have been harrassed.
The Fair Debt Collection Practices Act prohibits the following tactics:
- Use profane and obscene language and /or call you demeaning names
- Use an autodialer to leave a series of annoying prerecorded messages
- Call you at work when you have already told them that such calls are not allowed
- Try to collect an amount that is not supported by law or the original creditor agreement
- Discuss the debt with your friends, family, or anyone else who answers the phone
- Threaten to have you arrested or garnish your wages
Next Steps to Take
The phone numbers for GB Collects LLC are 1-888-688-5700 and 1-856-768-9995. If either number appears on your caller ID, a debt collector may be trying to get in touch with you to collect an financial obligation you are believed to owe.
If they try to force you to pay a debt that has been discharged in a bankruptcy, contact a consumer attorney who can help you assert your rights.
You could be awarded $1,000 per FDCPA violation, as well as court costs and attorney fees. When debt collectors cross the line with you, they could end up owing you money in the end.
Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against GB Collects LLC or any other third-party collection agency, you may not be entitled to any compensation.