Debt collection harassment impacts your daily life in many ways. It stresses you out, can cause you to develop high blood pressure and, over time, can lead to depression. You may feel that you have no choice but to accept the mistreatment, but the truth is that there are laws in place to protect you.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a federal law that protects you from deceptive, abusive, and unconscionable debt collection practices. Any third-party collection agency that tries to make you pay in the following ways can be penalized by consumer protection groups.
- Failing to identify itself a debt collector in all communications
- Threatening to communicate negative information to the credit bureaus
- Demanding immediate payment during the statutory dispute period
- Using profane and obscene language
- Calling you at work when they know that your boss doesn’t allow such calls
- Adding illegal service fees to the original debt
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Company Profile: Goldman Roth Acquisitions, LLC
If you are being called by Goldman Roth Acquisitions, LLC, here is some more information about the agency.
Goldman Roth Acquisitions, LLC is a debt collection agency located in Amherst, New York. It was founded in 2008, has 12 employees, and is managed by owner Jason Buzak.
A close inspection of digitized files at the PACER website confirms that consumers who felt they were being harassed by Goldman Roth Acquisitions, LLC chose to fight instead of pay.
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Alleged Violations against Goldman Roth Acquisitions, LLC
According to PACER, on or around September 2011, Goldman Roth Acquisitions, LLC allegedly started calling a New York consumer to collect a debt. She complained that the company called her several times per week and made statements like the following on her voicemail without identifying itself as a debt collector:
- This matter involves your social security number
- We have been instructed to report any income or assets in your name
- I can only do this for so long before we have to make decisions for you since you are not willing to address them yourself
- You should address this matter voluntarily so we don’t have to contact your place of employment, verify wages or verify any other assets that would be attached to your name
Feeling harassed by Goldman Roth Acquisitions, LLC, the consumer hired an attorney and sued the company for allegedly:
- Harassing her by phone
- Using harassing and abusive means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
- Failing to identify itself a debt collector in all communications
The matter was later dismissed.
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Hire a Consumer Lawyer
The phone numbers for Goldman Roth Acquisitions, LLC are:
Seeing on your caller ID means that you are being called by Goldman Roth Acquisitions, LLC. If they call you constantly and leave threatening voicemails, protect yourself by hiring a consumer lawyer and filing a claim against Goldman Roth Acquisitions, LLC.
The company could be ordered to pay you $1,000 per FDCPA violation, so when it crosses the line, it could end up in debt to you instead.
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Additional Resources
Case taken from PACER (pacer.gov). File number is Case 1:12-cv-00909-JTC from the United States District Court for the Western District of New York.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Goldman Roth Acquisitions, LLC, or any other third-party collection agency, you may not be entitled to any compensation.