Are you being called by Global Acceptance Credit Company?* Here's what you need to know.
People can experience financial difficulties through no fault of their own, but once they miss a certain number of debt payments, the collection calls and letters soon start. Not all collectors are civil or professional when they go after your money. You don’t have to put up with harassment and abuse, however.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, prohibits third-party debt collectors from employing tactics like the following while collecting or attempting to collect a debt.
- Shouting and using profanities
- Telling you that you can be imprisoned if you don’t pay
- Demanding amounts that exceed the original debt total
- Calling at inconvenient times and unreasonable times
- Contacting your at work after learning that the employer does not permit such calls
- Reporting false information to the credit bureaus
Company Profile: Global Acceptance Credit Company
If you are being called by Global Acceptance Credit Company information about the company is below.
Global Acceptance Credit Company is a collection agency located in Arlington, Texas. It was established in 1997, has 27 employees, and is managed by its President, Mike Varrichio. Files archived at the PACER (Public Access to Court Electronic Records) website confirm that many people who believed they were being harassed by Global Acceptance Credit Company hired attorneys and asserted their rights in court.
Alleged Violations against Global Acceptance Credit Company
According to PACER, on or about March 22, 2012 Global Acceptance Credit Company called the brother of a Michigan resident to collect a consumer debt the Michigan resident allegedly owed to Everest Institute. The collector allegedly told the plaintiff's brother to get his brother to call them back. On two occasions, the plaintiff allegedly spoke with company representatives who did not identify themselves as debt collectors.
Feeling harassed by Global Acceptance Credit Company, he hired a consumer attorney and sued the company for allegedly violating the FDCPA.
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are:
If you see any of these numbers on your caller ID when the phone rings, it means that you are being called by Global Acceptance Credit Company. If they fail to identify themselves as debt collectors in every communication, hire a consumer attorney. If you file a claim against Global Acceptance Credit Company, and win, you could potentially be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. If a debt collector pushes you, don’t be afraid to hire an attorney and push back.
*Case taken from PACER (www.pacer.gov). File number is Case: 2:12-cv-11426-GER-MAR from the United States District Court for the Eastern District of Michigan.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Global Acceptance Credit Company, or any other third-party collection agency, you may not be entitled to any compensation.