Many debt collectors are aggressive when they’re trying to get you to pay a debt. Most of them hope that you won’t know that such harassment is illegal and, if you make a complaint to the Federal Trade Commission, you could put them out of business.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, allows consumers to dispute a debt and tell collection agencies to stop calling you. It also controls what debt collectors can say or do and does not allow tactics like those below.
● Calling at inconvenient times
● Showing up at your house to intimidate you
● Demanding payment for a debt discharged in bankruptcy
● Raising their voice and calling you names
● Threatening to damage your credit rating
● Using an autodialer to harass you
Company Profile: Green Square Company
If you are being called by Green Square Company, a business overview is below.
Green Square Company, which also does business as Greensquare Corporation, is a debt collection agency in Buffalo, New York. It was founded in 2016, has 10 employees, and is managed by Joey Younger. An examination of litigation files at the PACER website confirms that those who felt harassed by Green Square Company acted on their right to sue.
Alleged Violations against Green Square Company
According to PACER, in or around early 2019, Green Square Company allegedly began to call an Ohio consumer to collect a debt. He reported that the agency called him constantly on his cell phone and where he worked and that, on one occasion, a voicemail was left threatening legal action over a bad check.
Feeling harassed by Green Square Company, the consumer sued the agency for:
● Calling him at work
● Not identifying the caller as a debt collector
● Threatening unfounded legal action
A judge awarded him $1,000 in statutory damages, $4,600 in attorney fees, and $400 in court costs.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If they ever pop up on your caller ID, you are being called by Green Square Company about an alleged debt. If they threaten legal consequences to scare you, hire a consumer lawyer and file a claim against Green Square Company. You may receive $1,000 per FDCPA violation, so the company’s harassing behavior could end up costing them.
*Case taken from PACER (www.pacer.gov). File number is Case: 5:19-cv-00878-JRA from the United States District Court for the Northern District of Ohio.
- Did a Collection Agency Not Validate Your Debt?
- Did a Collection Agency Contact a Third Party About Your Debt?
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Green Square Company or any other third-party collection agency, you may not be entitled to any compensation.