Are you receiving threatening letters and phone calls from a debt collector? Has a collection agency been calling you at work and talking to your co-workers despite your having requested that they stop contacting you?
Is a debt collector calling your friends and family? If any of these situations apply to you be aware you may be entitled to damages for illegal conduct.
Your Rights Under the FDCPA
Although the Fair Debt Collection Practices Act (FDCPA) requires debt collectors to behave professionally, contact your family only for the purposes of locating you, and stop all communications upon your request, tactics like those below happen frequently enough to inspire thousands of complaints to the Federal Trade Commission.
- Ignoring a formal cease communications request
- Refusing or failing the validate the debt
- Using profane and obscene language
- Contacting third parties regarding your debt
- Leaving you multiple voicemails
- Trying to collect a debt that you have already paid
Company Profile: Genesis Credit Management, LLC
If Genesis Credit Management, LLC is calling you, information about the company is below.
Genesis Credit Management, LLC, which also does business as Columbia Debt Recovery, LLC is a debt collection company located in Sunnyside, Washington. It was founded in 2006, has has less than 10 employees, and is managed by its President, William Wojdak.
A check of litigation files at the PACER (Public Access to Court Electronic Records) website indicates that many people who felt they were being harassed by Genesis Credit Management, LLC hired consumer lawyers to protect their rights.
Alleged Violations against Genesis Credit Management, LLC
According to PACER, in the spring of 2015 Genesis Credit Management, LLC allegedly started calling an Arizona woman to collect a debt. She asserted that they called with such frequency that the obvious intent was to annoy and harass her.
On or around June 23, 2015, a collector called her at her workplace: when she stated that she was represented by lawyer, the collector allegedly insinuated that the company was going to garnish her wages, stating that it was going to obtain repayment of the debt “either way.”
Feeling harassed by Genesis Credit Management, LLC, she hired a consumer lawyer and sued the company for allegedly violating the FDCPA in the following ways:
- Harassing her by phone
- Using harassing and abusive means to collect a debt
- Using false, deceptive and misleading means to collect a debt
- Threatening legal action it has no intention of taking
The matter was later settled.
Hire a Lawyer
The phone numbers for this debt collection agency are below:
If they appear on your caller ID at any time, you are being called by Genesis Credit Management, LLC. If they harass you by phone and threaten lawsuits or wage garnishment to bully you into paying, hire a consumer lawyer.
If you decide to file a claim against Genesis Credit Management, LLC you could receive $1,000 per FDCPA violation in addition to legal costs. When a collection agency bullies you, the law gives you the standing to make them stop.
Case taken from PACER (www.pacer.gov). File number is Case 2:15-cv-02198-JZB from the United States District Court for the District of Arizona.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Genesis Credit Management, LLC or any other third-party collection agency, you may not be entitled to any compensation.