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Are You Being Called By Financial Data Systems, LLC?*

Stop The Harassment

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Are you being called by Financial Data Systems, LLC?* Here's what you need to know

Every year the Federal Trade Commission receives thousands of complaints about debt collectors harassing people. In some instances, they are chasing the wrong debtor and refuse to let up. In others, they are being rude, condescending, and relentless by calling the consumer every day and even talking about their debt to friends, family, and coworkers. If you find yourself being pursued by such a collection agency, read on to learn more about your rights.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect consumers from being driven to bankruptcy by unethical debt collection practices. It regulates what third-party debt collectors can do when communicating with you, and prohibits actions like those below.

  • Failing to identify themselves during each communication as a debt collector
  • Telling your friends, neighbors, and co-workers that you owe a debt
  • Calling you at work after being informed that the workplace does not allow non-business calls
  • Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m.
  • Threatening legal actions that they have no intention of taking
  • Reporting false information to the credit bureaus

Is Financial Data Systems, LLC Calling You?

Company Profile: Financial Data Systems, LLC

If you are being called by Financial Data Systems, LLC information about the company is below.

Financial Data Systems, LLC is a debt collection company located in Wilmington, North Carolina. It was established in 2009, has less than 10 employees, and is managed by its President, John Alexius. According to the company website, it provides debt collection and skip tracing services in North Carolina, Texas, West Virginia and the surrounding states. According to litigation data maintained by the PACER (Public Access to Court Electronic Records) website, consumers who believed they were being harassed by Financial Data Systems, LLC chose to go to court instead of give in to harassment.

Alleged Violations against Financial Data Systems, LLC

According to PACER, in or around early 2015, Financial Data Systems, LLC began calling a Georgia resident, seeking to collect a debt from an individual named Michael Turner. These calls were allegedly made using an automatic telephone dialing system and an artificial or prerecorded voice.

On numerous occasions, the plaintiff explained that he was not Michael Turner and told the collectors to stop calling his cell phone, but despite assurances that his number would be removed, the calls allegedly continued.

Feeling harassed by Financial Data Systems, LLC, he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

The matter was later settled.

Hire an Attorney

The phone numbers for this debt collection agency are as follows:

  • 1-877-749-7229
  • 1-888-950-7800
  • 1-910-392-2998

If your phone goes off any time of the day or night and you see these numbers on your caller ID, it means that you are being called by Financial Data Systems, LLC. If they keep calling your cell phone about someone else’s debt, creating a disruption during your day, hire a consumer attorney. Debt collectors are supposed to stop calling once they know they have the wrong person, and failure to do so gives you grounds to file a claim against Financial Data Systems. If you win your case, you could receive $1,000 per FDCPA violation, so remember that passively accepting harassment is never your only option.

*Case taken from PACER (www.pacer.gov). File number is Case 1:15-cv-04145-SCJ from the United States District Court for the Northern District of Georgia.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Financial Data Systems, LLC or any other third-party collection agency, you may not be entitled to any compensation.