When times are tough financially, many consumers find it impossible to pay their bills. Many have been targeted by collection agencies who threaten, harass, and intimidate them! When debt collectors go this far, you have grounds to sue.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act protects consumers from abusive debt collection practices. Some collection agencies try to scare you into paying: if you are subjected to collection actions like those below, see a consumer lawyer.
● Using an autodialer to leave a series of pre-recorded messages
● Pretending to be attorneys
● Using profane or obscene language
● Refusing to validate the debt
● Calling you before 8:00 a.m. and after 9:00 p.m.
● Ignoring a written request to cease contact
Company Profile: Grabowski Law Center, LLC
If you are being called by Grabowski Law Center, LLC, a firm overview is below.
Grabowski Law Center, LLC is a debt collection law office in Des Plaines, Illinois. It was established in 1984, has fewer than 10 employees, and is managed by Craig Houser. An inspection of legal records archived at the PACER website suggest that consumers who believed that they were being harassed by Grabowski Law Center, LLC weren’t too intimidated to fight back.
Alleged Violations against Grabowski Law Center, LLC*
According to information on the PACER website, in or around May 2008, Grabowski Law Center, LLC sued a New York consumer for a medical debt incurred by a family member in 1999. However, the statute of limitations in Illinois for this type of debt was five years, making it legally uncollectible.
Feeling harassed by Grabowski Law Center, LLC, the consumer sued the firm for:
● Using false, deceptive, and misleading means to collect a debt
● Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection law office are:
Seeing them on your caller ID any time the phone rings is confirmation that you are being called by Grabowski Law Center, LLC. If they sue you to collect a time-barred debt, hire a consumer lawyer and file a claim against Grabowski Law Center, LLC. You could be awarded damages of $1,000 per FDCPA violation plus your legal expenses, so don’t assume you have no rights.
*Case taken from PACER (www.pacer.gov). Case: 1:08-cv-03564 from the United States District Court for the Northern District of Illinois, Eastern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Grabowski Law Center, LLC or any other third-party collection agency, you may not be entitled to any compensation.