When debt collectors call you several times a day and send rude, demanding letters, they’ll deny that they’re doing anything wrong. This is far from the truth. Even an aggressive industry like debt collection is regulated, and abusing consumers violates federal law.
Your Rights Under the FDCPA
At one time, abusive debt collection tactics were the industry norm. The situation quickly grew out of hand when consumers opted for personal bankruptcy to stop the harassment.
The Fair Debt Collection Practices Act, or FDCPA, was established in 1977 to protect debtors from being bullied and abused into insolvency and continues to prohibit collection tactics like those below.
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Discussing the debt with your family, friends, and co-workers
- Claiming that you have committed a crime and threatening to call the police on you if you don’t pay
- Using profane and obscene language
- Failing or refusing to identify themselves as debt collectors in every communication
- Refusing to prove that a debt is valid and they are authorized to collect it
Company Profile: Goldberg & Donovan, Inc.
If you are being called by Goldberg & Donovan, Inc., more details about the company are below.
Goldberg & Donovan, Inc. is a debt collection agency located in Milford, Massachusetts. It opened for business in 2010, has fewer than five employees, and is managed by its President, Stephen Lombardi.
A close review of legal records at the PACER website indicates that consumers who felt they were being harassed by Goldberg & Donovan, Inc. filed complaints in federal court.
Alleged Violations against Goldberg & Donovan, Inc.
According to PACER, in or around January 2017, Goldberg & Donovan, Inc. allegedly started calling an Alabama consumer to collect a debt. On or about January 24, 2017, he answered one of the collection calls and spoke with a collector who allegedly claimed that they were an attorney.
Feeling harassed by Goldberg & Donovan, Inc., the consumer filed an complaint against the company for the following alleged violations:
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for Goldberg & Donovan, Inc. is 1-508-634-0450. If you see it on your caller ID at any time of the day or night, it means that you are being called by Goldberg & Donovan, Inc.
If they present themselves as attorneys to alarm you into paying, fight back by hiring a consumer lawyer and filing a claim against Goldberg & Donovan, Inc. Any debt collector who violates the FDCPA can be ordered to pay you $1,000 in statutory damages and cover your attorney fees, so you have nothing to lose by acting on your rights.
Case taken from PACER (pacer.gov). File number is Case 2:17-cv-01471-AKK from the United States District Court for the Northern District of Alabama, Southern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Goldberg & Donovan, Inc., or any other third-party collection agency, you may not be entitled to any compensation.