Dealing with regular and often insulting calls and letters from debt collectors can compound the stress you already feel during a financial hardship. Although your creditors have every right to request payment, you also have rights as a consumer, and when they are violated you have grounds to sue the collection agency.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) protects consumers from harassment by third-party debt collectors. It is a federal consumer protection law that prohibits actions like the following:
- Calling at all hours of the day and night
- Calling you at work after you tell them that you can’t take personal calls there
- Discussing the debt with uninvolved third parties like your friends, family and neighbors
- Using profane and obscene language
- Contacting you after you have sent a cease and desist letter
- Contacting you directly after you retain an attorney
Company Profile: Gordon & Wong Law Group
If you are being called by Gordon & Wong Law Group, below is a firm overview.
Gordon & Wong Law Group is a debt collection law office in Walnut Creek, California. It opened for business in 1989, has 20 employees, and is managed by owner Amy L. Gordon. It has a D- rating with the Better Business Bureau. Indexed records at the PACER website suggest that consumers who believed that they were being harassed by Gordon & Wong Law Group filed FDCPA lawsuits.
Alleged Violations against Gordon & Wong Law Group**
According to information on the PACER website, in or around August 5, 2014, Gordon & Wong Law Group filed a lawsuit against a California consumer to collect a debt allegedly owed to Discover card. The consumer, however, insisted that he did not have an account with Discover.
After he hired counsel to defend against the collection action, Gordon & Wong Law Group filed a Request for Dismissal (without prejudice).
Feeling harassed by Gordon & Wong Law Group, the consumer sued the firm for allegedly:
- Using harassing and abusive means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
- Misrepresenting the legal status of the debt
- Taking collection actions they could not legally take
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this debt collection law office are:
If they ever appear on your caller ID, it means that Gordon & Wong Law Group is on the line and trying to reach you about an alleged debt. If they sue you for a debt you never owed, causing you to incur legal expenses, hire a consumer lawyer and file a claim against Gordon & Wong Law Group. you could be awarded $1,000 per FDCPA violation plus legal costs such as court and attorney fees.. Let an attorney help you get the compensation you are entitled to.
**Case taken from PACER (pacer.gov). File number is Case 3:15-cv-01708-H-DHB from the United States District Court for the Southern District of California.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Gordon & Wong Law Group or any other third-party collection agency, you may not be entitled to any compensation.