Are You Being Called By Global Check & Credit Services, LLC?*

Are you being called by Global Check & Credit Services, LLC?* Here’s what you need to know

Every day, consumers across the United States are being chased and harassed by collection agencies for debts they cannot afford to repay. In some cases the debt actually belongs to someone else! But even if you do owe the money, bullying you to get it is one way for an agency to lose its license.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) is intended to protect consumers from third-party debt collectors who violate their rights by being manipulative or abusive. It restricts what collection agencies can do to collect a debt and prohibits actions like the following:

• Using profane and abusive language
• Refusing to validate the debt and prove that they are authorized to collect it
• Threatening to have you arrested, seize your property or garnish your wages
• Calling you before 8:00 a.m. and after 9:00 p.m.
• Calling you at work after you tell them that you can’t take personal calls there
• Leaving voice messages that do not identify the collector and the purpose of their call

Company Profile: Global Check & Credit Services, LLC

If you are being called by Global Check & Credit Services, LLC, information about the company is below.

Global Check & Credit Services, LLC is a debt collection company located in Buffalo, New York. It was established in 2009, employs approximately 15 people, and is managed by owner James Chebat. The company has been the subject of several complaints on consumer rights boards. Records on file at the PACER (Public Access to Court Electronic Records) website reveal that consumers who felt that they were being harassed by Global Check & Credit Services, LLC refused to cave in to pressure tactics.

Alleged Violations against Global Check & Credit Services, LLC

According to PACER, on or around December 3, 2009, Global Check & Credit Services, LLC allegedly called a Wisconsin resident and demanded payment of a debt. The collector, who identified himself as Mr. Green, allegedly stated that he had received some papers in his office and that unless the plaintiff contacted him by 8:00 p.m. that evening, he would be served with them.

Feeling harassed by Global Check & Credit Services, LLC, the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

• Using false, deceptive, and misleading means to collect a debt
• Using unfair and unconscionable means to collect a debt
• Threatening legal action that could not be taken

A judgement was entered in favor of the plaintiff.

Hire an Attorney

The phone numbers for this debt collection agency are:

• 1-800-859-8704
• 1-716-828-8900

If you see either number on your caller ID when the phone rings, it means that you are being called by Global Check & Credit Services, LLC. If they threaten you with a lawsuit when they have no intention of filing one, hire a consumer attorney who can help you fight for your rights. If you file a claim against Global Check & Credit Services, LLC, you may be awarded $1,000 per FDCPA violation plus court costs and reasonable attorney fees. The law is on your side when debt collectors cross the line.

*Case taken from PACER (www.pacer.gov). File number is Case 2:10-cv-00129-JPS from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Global Check & Credit Services, LLC or any other third-party collection agency, you may not be entitled to any compensation.