Being Called By Franklin Credit Management Corporation?

Are you receiving threatening letters and phone calls from a debt collector? Are they threatening to take you to court or garnish your wages if you don’t pay immediately? If the answer is yes, you may be entitled to damages for illegal conduct.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, protects you from manipulation and harassment by making it illegal for third-party debt collectors to use ruses like the following:

● Swearing and calling you names
● Contacting you after you have sent a cease and desist letter
● Calling you before 8:00 a.m. and after 9:00 p.m.
● Using an autodialer
● Failing to identify themselves as debt collectors
● Pursuing a debt discharged in bankruptcy

Company Profile: Franklin Credit Management Corporation

If you are being called by Franklin Credit Management Corporation, a company background is below.

Franklin Credit Management Corporation is a collection agency in Jersey City, New Jersey. It opened for business in 1988, has 55 employees, and is managed by Thomas Axon. A review of the court records at the PACER website confirms that those who felt that they were being harassed by Franklin Credit Management Corporation did not cave in and pay.

Alleged Violations against Franklin Credit Management Corporation*

According to PACER, on or around October 20, 2015, Franklin Credit Management Corporation sent a collection letter to a California consumer regarding a mortgage debt that had been discharged in a Chapter 7 bankruptcy.

Feeling harassed by Franklin Credit Management Corporation, the consumer sued the agency for misrepresenting the legal status of the debt

The matter was later dismissed.

Hire a Consumer Lawyer

The phone numbers for Franklin Credit Management Corporation are:

● 1-800-255-5897
● 1-201-604-1800

If they show up on your caller ID when the phone rings, it confirms that Franklin Credit Management Corporation is attempting to collect a debt from you. If they try to collect a debt that was discharged in a Chapter 7 bankruptcy, you are no longer obligated to pay it, so hire a consumer lawyer and file a claim against Franklin Credit Management Corporation. You could potentially win $1,000 per FDCPA violation, so when a debt collector refuses to believe that they are calling the wrong party, an expensive fine is an effective wakeup call.
*Case taken from PACER (www.pacer.gov). File number is Case 3:16-cv-01473-MEJ from the United States District Court for the Northern District of California.

Additional Resources

• F-G Debt Collection Agencies
• Did a Collection Agency Not Validate Your Debt?

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Franklin Credit Management Corporation or any other third-party collection agency, you may not be entitled to any compensation.