Are You Being Called By Goldsmith & Hull? Here's What You Need to Know
If you owe a debt, there are state and federal laws in place that prohibit collection agencies from violating your rights to get the money. Unfortunately, some debt collectors still use a number of illegal practices in their attempt to collect what you owe.
Your Rights Under the FDCPA
In 1977 Congress passed the Fair Debt Collection Practices Act (FDCPA) to stop the harassment and bullying tactics used by debt collectors. If a collection agency violates the FDCPA, you have a right to bring a lawsuit against them and demand compensation.
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Trying to collect an amount that is not authorized by law or the original creditor agreement
- Calling you at work after you’ve told them you’re not allowed to talk to them there
- Using profane and obscene language
- Contacting your friends, family and co-workers and discussing the debt with them
- Using constant phone calls to annoy or harass you
Company Profile: Goldsmith & Hull
If you are being called by Goldsmith & Hull, here is some more information about the company.
Goldsmith & Hull is a debt collection law office in Northridge, California. It was established in 1978, has 30 employees, and is managed by William I. Goldsmith. Digitized legal records at the PACER website suggest that consumers who believed that they were being harassed by Goldsmith & Hull hired their own counsel to help them pursue a claim.
Alleged Violations against Goldsmith & Hull**
According to information on the PACER website, on or around August 15, 2011, Goldsmith & Hull filed a collection lawsuit against a California couple, claiming they owed money for an open book account. They denied ever opening an account with the original creditor.
Feeling harassed by Goldsmith & Hull, the consumers hired a lawyer and sued the firm for:
- Using false, deceptive, and misleading means to collect a debt
- Misrepresenting the character, amount, or legal status of the debt
- Using unfair and unconscionable means to collect a debt
A judgement was ordered in favor of the plaintiffs.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-818-990-6600.If you see it flashing on your caller ID, it means that Goldsmith & Hull is trying to reach you about an alleged consumer debt. If they file a lawsuit against you to collect a debt you never incurred in the first place, hire a consumer lawyer and file a claim against Goldsmith & Hull. You may potentially win $1,000 per FDCPA violation. Working with a lawyer can ensure that you protect your rights from unethical and harassing actions.
**Case taken from PACER (pacer.gov). File number is Case 3:12-cv-03580-WHO from the United States District Court for the Northern District of California, Oakland / San Francisco Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Goldsmith & Hull or any other third-party collection agency, you may not be entitled to any compensation.