Facing a non-stop barrage of angry calls and letters from a debt collector is a frightening experience. You don’t know how to make it stop or who to turn to. When you’re frightened about your future, remember that such harassment is illegal and a good consumer lawyer can create a beneficial outcome for you.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed by the federal government in 1977 to keep third-party collection agencies from using harassing or deceitful practices to elicit payments.
The FDCPA works with state debt collection laws to protect consumers and prevent collection agencies using strategies like the following:
- Threatening you with fraudulent or frivolous lawsuits
- Contacting third parties like friends and family about your debt
- Using profane and obscene language
- Using an automated dialer to call you nonstop
- Not revealing their identity when they call or leave voice messages
- Misrepresenting the amount of your debt
Company Profile: First Platinum Corporation
If you are being called by First Platinum Corporation, information about the company and its operations are below.
First Platinum Corporation is a debt collection agency located in Buffalo, New York. It was founded in 2005, has around 20 employees, and is managed by Shannon Lebel.
Running a court file search at the PACER website reveals that people who felt that they were being harassed by First Platinum Corporation hired legal counsel to seek damages for infringement on their rights.
Alleged Violations against First Platinum Corporation
According to PACER, in or around July 2010, First Platinum Corporation called a Florida consumer to collect a debt. The collector left a voicemail that allegedly did not identify them or the reason for their call, leaving the consumer to discover these details himself.
Feeling harassed by First Platinum Corporation, the consumer sued the company for the following alleged FDCPA violations:
- Using false, deceptive and misleading means to collect a debt
- Using harassing and abusive means to collect a debt
A judgement was entered in favor of the plaintiff.
Hire a Consumer Lawyer
The phone numbers for First Platinum Corporation are:
If these numbers appear on your caller ID when the phone rings, it means that First Platinum Corporation is trying to reach you. If they leave vague voice messages that don’t properly advise you that a debt collector has called, hire a consumer lawyer to help you stop the deception and abuse.
If you file a claim against First Platinum Corporation you may be awarded $1000 per violation in statutory damages plus your legal costs. When collection agencies forget your rights, these awards are a stern reminder.
Case taken from PACER (pacer.gov). File number is Case 9:10-cv-80857-WJZ from the United States District Court for the Southern District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against First Platinum Corporation, or any other third-party collection agency, you may not be entitled to any compensation.