Are You Being Called By Gragil Associates, Inc.?* Here’s What You Need to Know
If you are behind on your monthly payments or even a victim of identity theft, debt collectors will soon start chasing you for the balance. If they are rude and aggressive when you answer the phone, get a free case review from a consumer attorney and be prepared to stand up for yourself.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act protects you from being abused by aggressive debt collectors. It provides you with important legal protections like the ability to dispute a debt and prohibits collection agencies from using tactics like the following:
- Using profane and obscene language
- Telling your friends, neighbors and co-workers that you owe money
- Threatening to garnish your wages
- Failing to identify themselves as debt collectors
- Calling you names like deadbeat or loser
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m.
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Company Profile: Gragil Associates, Inc.
If you are being called by Gragil Associates, Inc., here is a general company background.
Gragil Associates, Inc. is a debt collection agency in Pembroke, Massachusetts. It was founded in 1968, employs 85 people at its office, and is overseen by William L. Gilbody. Consumer litigation files at the PACER archive reveal that those who believed that Gragil Associates, Inc. was harassing them got a free consultation from a consumer lawyer before fighting back.
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Alleged Violations against Gragil Associates, Inc.**
According to PACER, on or around June 3, 2019, Gragil Associates, Inc. sent a collection letter to a Florida consumer. On further investigation, the consumer alleged that the agency, which identified itself in the letter as a debt collector, did not have a license to collect debts in Florida.
Feeling harassed by Gragil Associates, Inc., the consumer sued the firm for:
- Trying to take actions it could not legally take
- Using misleading means to collect a debt
The matter was later settled.
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Hire a Consumer Lawyer
The phone numbers for this debt collection law firm are:
1-800-336-0299
1-800-462-0282
If you spot them on your caller ID at home or the office, Gragil Associates, Inc. may be trying to collect a debt from you. If they aren’t licensed to collect debts in your state, hire a consumer lawyer and file a claim against Gragil Associates, Inc.. Any time a collection agency ignores your rights, they risk penalties that could put them in debt to you.
**Case taken from PACER (pacer.gov). File number is Case 19cv23124 from the United States District Court for the Southern District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Gragil Associates, Inc. or any other third-party collection agency, you may not be entitled to any compensation.
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Additional Resources