Most of us owe some amount of debt and rarely think about it. It becomes a different story if you lose your job and can’t find another one before debt collectors start hounding you. Fortunately, you have rights that allow you to take action if they go too far.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, became law in 1977 after debt collector misconduct got out of control. This federal law makes it illegal for collection agencies to use measures like the following:
● Calling you at work to embarrass you
● Using profane or obscene language
● Discussing the debt with uninvolved third parties
● Calling you before 8:00 a.m. and after 9:00 p.m.
● Ignoring a consumer dispute
● Adding illegal collection fees to the original debt
Company Profile: Glacial Star Group, Inc.
If you are being called by Glacial Star Group, Inc., here is some additional company information.
Glacial Star Group, Inc. is a debt collection agency in Hauppauge, New York. It was incorporated in 2006, has 10 employees, and is managed by CEO Daria Campisi. The PACER website holds files confirming that those who felt harassed by Glacial Star Group, Inc. were not too intimidated to act on their rights.
Alleged Violations against Glacial Star Group, Inc.
According to PACER, in or around May 2008, Glacial Star Group, Inc. began calling a Connecticut consumer to collect a debt. She complained that the company used aggressive and illegal collection methods to compel her to pay.
Feeling harassed by Glacial Star Group, Inc., the consumer took the company to court for:
● Using unconscionable means to collect a debt
● Using harassing means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
Their presence on your caller ID means that Glacial Star Group, Inc. is on the line. If they are so eager to collect a debt that their methods constitute harassment, hire a consumer lawyer and file a claim against Glacial Star Group, Inc. You may receive $$1,000 per FDCPA violation in addition to your legal expenses, so when a debt collector goes too far, get a free case review from a consumer lawyer and fight back.
*Case taken from PACER (www.pacer.gov). File number is Case 3:09-cv-00087-AWT from the United States District Court for the District of Connecticut.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Glacial Star Group, Inc. or any other third-party collection agency, you may not be entitled to any compensation.