Are debt collectors waking you up in the middle of the night with rude and belligerent demands? Are your friends and family being told about your debt? Collection agencies often use these tactics to intimidate or embarrass indebted consumers into paying, but such actions are illegal. Read on to learn more about your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to prevent third-party debt collectors from harassing indebted consumers. Thanks to this consumer protection law, collection agencies are legally prohibited from:
- Misrepresenting the character, amount, or legal status of a debt
- Threatening to tell your friends, neighbors, and family members about your debt problems
- Calling before 8:00 a.m. and after 9:00 p.m.
- Using profane or obscene language
- Misrepresenting that nonpayment of the debt will result in property loss or jail time
- Persisting in trying to collect a disputed debt
Company Profile: Gordon, Aylworth & Tami, PC
If you have been called by Gordon, Aylworth & Tami, PC and want to learn more about them, the firm’s background is summarized below.
Gordon, Aylworth & Tami, PC is a debt collection agency located in Eugene, Oregon. It was founded in 1978, has fewer than 20 employees, and is managed by its president, Matthew Aylyworth. The firm is referenced on consumer complaint boards, where people allege improper debt collection practices. Digitized records archived at the PACER website confirm that people who believed they were being harassed by Gordon, Aylworth & Tami, PC acted on their rights and filed lawsuits.
Alleged Violations Against Gordon, Aylworth & Tami, PC*
According to PACER, on or around July 15, 2015, Gordon, Aylworth & Tami, PC sent a collection letter to a Washington consumer. She alleged that it failed to advise that she had to send her dispute in writing to trigger the debt collector’s requirement to obtain verification of the debt.
Feeling harassed by Gordon, Aylworth & Tami, PC, she hired a consumer attorney and sued the firm for failing to clearly and accurately advise her of her dispute rights. The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for Gordon, Aylworth & Tami, PC are:
If you see either of these numbers on your caller ID, this indicates that the agency is looking to speak with you. If they fail to make your dispute rights clear, they have violated the FDCPA and you can hire a consumer lawyer to help you file a claim against Gordon, Aylworth & Tami, PC. You could be compensated with an award of $1,000 per FDCPA violation.
The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Gordon, Aylworth & Tami, PC or any other third-party collection agency, you may not be entitled to any compensation.
Case taken from PACER (pacer.gov). File number is Case 2:15-cv-01261-JLR from the United States District Court for the Western District of Washington at Seattle.