Every year collection agencies connect with thousands of consumers about outstanding accounts, and not all of these communications are civil or even legal. If you are being harassed by a debt collector who ignores your rights, there are ways that you can fight back and even receive compensation.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) controls when, where, and how third-party collection agencies may communicate with consumers. One of the primary restrictions is that they must refrain from using abusive tactics like those listed below:
- Using profane language
- Ignoring your written dispute
- Threatening to harm you or your property
- Failing to identify themselves during each communication as a debt collector
- Harassing you with phone calls at work
- Claiming that they have a court action against you when they don’t
Company Profile: Greene & Cooper Collections, LLC
If you are being called by Greene & Cooper Collections, LLC, additional details about the company are below.
Greene & Cooper Collections is a debt collection law office located in Roswell, Georgia, with offices in Kentucky, Ohio, and Indiana. It was founded in 2007, has 87 employees, and is managed by Kyle A. Cooper.
Records accessible at the PACER website indicate that consumers who believed they were being harassed by Greene & Cooper Collections, LLC hired their own legal experts to file a claim.
Alleged Violations against Greene & Cooper Collections, LLC
According to PACER, on or around October 22, 2015, Greene & Cooper Collections, LLC sent a collection letter to a Georgia resident. It was followed by a phone call on November 17, 2015, and a second letter dated December 18, 2015.
These letters were sent at a time when the consumer was represented by an attorney.
Feeling harassed by Greene & Cooper Collections, LLC, the consumer acted on his rights and sued the firm for contacting him directly although he had legal counsel regarding the debt.
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
Seeing them on your caller ID means that Greene & Cooper Collections, LLC is trying to contact you. If they ignore your attorney and keep trying to collect a debt from you directly, your next step should be to hire a consumer lawyer and file a claim against Greene & Cooper Collections, LLC.
If the court is satisfied that the office has violated the FDCPA, you could receive $1,000 per violation plus court costs and attorney fees. Don’t back down even if the debt collector is an attorney- the law applies to them too!
Case taken from PACER (pacer.gov). File number is Case 1:15-cv-04471-WSD from the United States District Court for the Northern District of Georgia, Atlanta Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Greene & Cooper Collections, LLC, or any other third-party collection agency, you may not be entitled to any compensation.