Are third-party debt collectors calling you day in and day out, demanding that you pay an old debt? Your first step should be to write a cease communications letter, instructing the debt collector to stop calling you. Once a debt collector receives the letter, he or she will legally not be able to call you again regarding your debt. If a debt collector continues to contact you after you send your cease communications letter, he or she is likely in violation of the FDCPA. This is especially true if you have already contact an FDCPA attorney. Once you have hired a creditor harassment attorney, you should not be contacted by debt collectors at all. All communication must then go through your attorney. If you have not written your cease communications letter yet, you should contact a creditor harassment attorney in your area. He or she can help you draft your letter and get the collection calls to stop. A creditor harassment attorney can also defend your case in court, potentially allowing you to win $1,000 for the violation, plus additional winnings for any emotional damages done by the harassment. Unfortunately, not all collection agencies adhere to the FDCPA. The following collection agencies have all been accused of violating the FDCPA at some point. NAMC Southwest, Inc. Nashville Adjustment Bureau National Account Systems of Omaha National Action Financial Services N.A.R., Inc. National Asset Recovery Services (NARS) National Association of Credit Management National Bureau Collection Corp National Bond & Collection Associates, Inc. National Collection Systems, Inc. National Credit Audit Corporation National Credit Services, Inc. National Credit Systems, Inc. National Financial Systems, Inc National Check Processing National Commercial Services National Credit Adjusters National Creditors Connection National Credit Solutions National Credit Works, Inc. National Enterprise Systems National Enterprise Systems, Inc National Hospital Collections, LLC National Management Recovery Corp National Recovery Agency National Recovery Services National Recovery Solutions National Service Bureau Nationstar Mortgage, LLC Nationwide Capital Recovery Nationwide Collection Agencies Nationwide Credit & Collection Nationwide Credit, Inc. National Loan Recoveries Nationwide Recovery Service Nationwide Recovery Systems Nations Recovery Center National Recoveries, Inc. National Revenue Corporation NCB Management Services NCC Business Services NCSPlus, Inc. NPAS, Inc. NCEP, LLC. NCMI Corporation NCO Financial Systems Nelson & Kennard Nelson, Cooper & Ortiz Nelson, Watson & Associates Neuheisel Law Firm New Century Financial Services, Inc. New Era Asset Management, LLC New Hampshire Northeast Credit Services Inc New Horizon Credit, Inc. New Penn Financial, LLC NewRez, LLC New Vision Financial Services, Inc. New World Collections Network Collection Services Niagara Credit Solutions Niagara Credit Noll Collection, Inc Norley Collection Agency Norman & Associates North American Asset Recovery, Inc. North American Collectors North American Credit Services, Inc. North East Receivables Northern Credit Services Northern Leasing Systems Northland Group North Shore Agency Northstar Location Services Northtown Capital Associates North Valley Collection Bureau Northwest Collectors Northwest Financial Services Northwest Mediation Group, Inc. NRA Group NU Island Partners, LLC Nudelman Nudelman and Golub Ocwen Loan Servicing, LLC Oliphant Financial, LLC Oliver Adjustment Company Olympic Collection Olympic Collections Omega Receivables Omega RMS, LLC Omni Management Associates One Advantage, LLC. One Main Consumer Loan, Inc. Online Information Service Optima Collection Services Optio Solutions Opportunity Financial, LLC Optimum Outcomes Oracle Financial Group, LLC Oregon Credit Collections Bureau OSI Collection Services Oshkosh Collection Recovery Outsource Receivables Management Out Tech, Inc. Outsourcing Solutions Overton, Russell, Doerr, and Donovan, LLP Oxford Law, LLC Oxford Management Services Ozark Capital Corporation