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By Contributing Author: Sergei Lemberg Updated on

Are You Being Called By National Hospital Collections, LLC?*

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Are you being called By National Hospital Collections, LLC?* Here’s what you need to know.

Debt collectors can be intimidating and persistent when they try to get money from you. People who are unaware of their rights will even pay debts they don’t owe, simply to get the collection agency to end the harassment. Don’t be fooled or bullied into doing something similar.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) prohibits third-party debt collectors from using deception and threats to collect a debt. In this instance,’ third party collectors’ include collection agencies, debt collection attorneys, and junk debt buyers, all of whom are prohibited from using the following collection tactics.

  • Calling you before 8:00 a.m. and after 9:00 p.m. your time
  • Hiding the fact that they are debt collectors
  • Calling you directly when an attorney is representing you regarding the debt
  • Talking to anyone except you, your spouse, or your attorney about the debt
  • Refusing to provide you with information about the debt upon request
  • Using abusive language

Is National Hospital Collections, LLC Calling You?

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Company Profile: National Hospital Collections, LLC

If you are being called by National Hospital Collections, LLC, information about the company is below.

National Hospital Collections, LLC is a medical debt collection company located in Morgantown, West Virginia. According to its website, the company currently services 19 hospitals in 5 states. It was established in 1990, currently has an F rating with the Better Business Bureau, and is managed by Linda Wolfe. Litigation files retained at the PACER (Public Access to Court Electronic Records) website indicate that consumers who felt they were being harassed by National Hospital Collections, LLC sued the company for damages.

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Alleged Violations against National Hospital Collections, LLC

According to PACER, in or around August 2015, National Hospital Collections, LLC began contacting a West Virginia resident about an alleged medical debt. The initial communication was labelled a ‘Collection Warning Letter’ and allegedly did not advise her of her rights. She retained an attorney, but the company allegedly sent her another collection notice the following October and followed up with phone calls that she described as “nasty”.

Feeling harassed by National Hospital Collections, LLC, the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

Calling her after she retained an attorney

Using false, deceptive, and misleading means to collect a debt

Using unfair and unconscionable means to collect a debt

Failing to send a debt validation notice

The matter was later dismissed.

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Hire an Attorney

The phone numbers for this debt collection agency are as follows:

If any of them appear on your caller ID when the phone rings, it means that you are being called by National Hospital Collections, LLC. If they are rude and abusive on the phone and contact you directly even after you hire counsel, hire a consumer attorney immediately. If you file a claim against National Hospital Collections, LLC, you could potentially win $1,000 per FDCPA violation, in addition to reasonable legal costs. Never passively take abuse when the law is on your side.

*Case taken from PACER ( File number is Case 1:16-cv-00127-IMK from the United States District Court for the Northern District of West Virginia, Clarksburg Division.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against National Hospital Collections, LLC, or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
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