If you’ve been dealing with a debt collector that is harassing you nonstop, you may feel hopeless, scared, and unsure of what you can do to stop the abuse. When a collector calls your family members, curses at you, or threatens to file a lawsuit against you, it’s time to consult with consumer lawyer who can seek justice for you.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to eliminate abusive debt collection practices. If a debt collector doesn’t abide by its terms and tries to compel debt payments in illegal and underhanded ways like the following, you can take legal action.
- Swearing and using profane language
- Failing or refusing to identify themselves as debt collectors in every communication
- Discussing your debt with anyone except you, your spouse, or your attorney
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zones
- Demanding amounts not supported by law or the original creditor agreement
- Showing up at your house to intimidate you
Company Profile: New Century Financial Services, Inc.
If you are being called by New Century Financial Services, Inc., information about the company is below.
New Century Financial Services, Inc. is a debt collection agency located in Whippany, New Jersey. It was established in 1996, has 15 employees, and is managed by its CEO, Eric Sombers.
According to the Better Business Bureau, on April 25, 2016, the Consumer Financial Protection Bureau ordered the agency to stop delivering allegedly unfair and deceptive debt collection lawsuits based on weak or nonexistent evidence.
The consent order barred the company from filing lawsuits without determining if debts in question are valid and required it to pay $1.5 million to the Bureau’s Civil Penalty Fund.
Records on file at the PACER website reveals that people who felt they were being harassed by New Century Financial Services, Inc. sought damages in court.
Hire a Consumer Lawyer
The phone numbers for New Century Financial Services, Inc. are:
If you see either of them on your caller ID, it means that New Century Financial Services, Inc. is on the line. If they show bad faith in their dealings with you and jeopardize you financially, a consumer lawyer can help you.
Consumers who are harassed by debt collectors can sue them for any actual damages suffered, including attorney’s fees and court costs, and they may collect up to $1,000 in statutory damages. Acting on your rights can pay off.
Case taken from PACER (pacer.gov). File number is Case 2:33-av-00001 from the United States District Court for the District of New Jersey.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against New Century Financial Services, Inc. or any other third-party collection agency, you may not be entitled to any compensation.