Are you being called by New World Collections, Inc.?* Here's what you need to know
Once you miss a certain number of payments on your student loans or credit card debt, your creditors will likely send the accounts to a third-party debt collector. Regular collection strategies include calls within approved time frames as well as letters and emails. If any of these communications become abusive, however, the collection agency is violating federal law.
Your Rights Under the FDCPA
Although the Fair Debt Collection Practices Act (FDCPA) requires debt collectors to behave professionally when collecting debts, actions like those below happen often enough to inspire complaints to the Federal Trade Commission every year.
- Using abusive or obscene language
- Discussing the debt with your family, friends, and co-workers
- Threatening to ruin your credit forever
- Persisting in trying to collect a disputed debt
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
- Making threats they cannot legally carry out
Company Profile: New World Collections, Inc.
If you are being called by New World Collections, Inc., information about the company is below.
New World Collections, Inc. is a debt collection company located in Indianapolis, Indiana. It was founded in 1998, has a small staff of less than 10 employees, and is managed by its President, Brett Lindberg. A check of litigation files at the PACER (Public Access to Court Electronic Records) website indicates that many people who felt they were being harassed by New World Collections, Inc. sued the company for infringing on their rights.
Alleged Violations against New World Collections, Inc.
According to PACER, in September 2006 New World Collections, Inc. sent a collection letter to an Indiana resident, seeking payment for a dental debt. It was followed by a phone call on October 3 from a collector who identified himself as Larry White. When she called him back, he allegedly said he was a process server with New World Collections, Inc. Mr. White allegedly asked her to meet him the next day so that he could serve her with papers garnishing her wages for three times the amount of the alleged debt.
Feeling harassed by New World Collections, Inc., the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Demanding payment during a time frame that overshadowed her dispute rights
- Misrepresenting the character, amount, or legal status of a debt
- Using false, deceptive and misleading means to collect a debt
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If they appear on your caller ID at any time, you are being called by New World Collections, Inc.. If they make demands that overshadow your dispute rights and threaten lawsuits or wage garnishment to intimidate you into paying, hire a consumer attorney to help you protect your rights. If you decide to file a claim against New World Collections, Inc. you could receive $1,000 per FDCPA violation in addition to costs incurred pursuing your claim. You have rights, and standing up for yourself can literally pay off.
*Case taken from PACER (www.pacer.gov). File number is Case 1:06-cv-01591-SEB-VSS from the United States District Court for the Southern District of Indiana, Indianapolis Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against New World Collections, Inc. or any other third-party collection agency, you may not be entitled to any compensation.