When debt collectors are chasing you every day, it can stress you so much that bankruptcy appears tempting. Before taking that step, see a consumer attorney instead, because harassing collection behavior violates the law.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) makes it illegal to threaten or deceive consumers into paying a debt. If you are being pursued by a collection agency that uses tactics like the following, you can sue.
● Using profane and obscene language
● Calling you with an autodialer
● Pretending to be attorneys, police officers, or federal agents
● Contacting you at your workplace
● Threatening action they are not in a position to legally take
● Threatening to ruin your credit
Company Profile: National Bureau Collection Corp
If you are being called by National Bureau Collection Corp, below is some information about the agency history and operations.
National Bureau Collection Corp is a collection agency in Tarrytown, New York. It was founded in 1993, has seven employees, and is managed by Bruce Reitman. Litigation records at the PACER website reveals that those who felt that they were being harassed by National Bureau Collection Corp were not intimidated.
Alleged Violations against National Bureau Collection Corp*
According to PACER, on or around March 7, 2013, National Bureau Collection Corp sent a collection letter to a New Jersey consumer. The letter stated that the debt of $61.20 was being evaluated for possible legal “attention” and that the consumer had one last chance to pay the debt before “it is evaluated by one of our attorneys.” However, the agency was not known for employing attorneys licensed in New Jersey who file lawsuits and follow post judgment remedies.
Feeling harassed by National Bureau Collection Corp, the consumer engaged a lawyer and sued the company for using false, deceptive and misleading means to collect a debt.
The case was later resolved.
Hire a Consumer Lawyer
The phone numbers for National Bureau Collection Corp are:
If you see them on your caller ID, you are being called by National Bureau Collection Corp. If they send letters that try to instill a false sense of urgency and make you pay, hire a consumer lawyer and file a claim against National Bureau Collection Corp. You could potentially win $1,000 per FDCPA violation. Such lawsuits remind debt collectors that no matter how much you owe, your rights must be respected.
*Case taken from PACER (www.pacer.gov). File number is Case 1:13-cv-05467-RBK-KMW from the United States District Court for the District of New Jersey.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against National Bureau Collection Corp or any other third-party collection agency, you may not be entitled to any compensation.