Are you being called By National Recovery Services, LLC?* Here's what you need to know
If your credit card, student loan, and utility payments have fallen into arrears, you will eventually hear from debt collectors who are more than happy to recoup the outstanding balance from you. They could bully you over the phone, threaten to have you arrested, or embarrass you by discussing the debt with people you know. If this happens, know your rights and what you can do to fight back.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, limits what third-party debt collectors can say or do when communicating with you about an alleged. If they use methods like those below to intimidate you into paying, they’re breaking the law.
- Swearing and calling names
- Calling you at work if they know what such calls are not allowed
- Refusing or failing the validate the debt
- Contacting you if the debt collector is aware that you are being represented by an attorney
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Calling your friends, neighbors, and co-workers and telling them that you owe money
Company Profile: National Recovery Services, LLC
If you are being called by National Recovery Services, LLC, information about the company is below.
National Recovery Services, LLC is a debt collection agency located in Williamsville, New York. It was established in 2005, has 20 to 49 employees, and is managed by its President, Kinda Baker. Legal records on file at the PACER (Public Access to Court Electronic Records) website reveal that consumers who felt they were being harassed by National Recovery Services, LLC challenged the agency’ claims -and its collection methods- in court.
Alleged Violations against National Recovery Services, LLC
According to PACER, in or around late 2014 or early 2015, National Recovery Services, LLC allegedly made a series of harassing phone calls to an Illinois resident to collect a debt. During the initial conversation, a collector allegedly threatened to go to her job and serve her with legal documents if she did not immediately make a payment. She disputed the debt, but when she later checked her credit report, it was not reported as disputed.
Feeling harassed by National Recovery Services, LLC, the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Threatening legal action it did not intend to take
- Using harassing and abusive means to collect a debt
- Using false, deceptive and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone number for this debt collection agency are:
If either number flashes on your caller ID, it means that you are being called by National Recovery Services, LLC. If they are verbally abusive and fail to report your debt as disputed to the credit bureaus, hire a consumer attorney. If you file a claim against National Recovery Services, LLC, you may win $1,000 per FDCPA violation, plus any court costs and legal expenses. Don’t be frightened into inaction: fighting back can pay off.
*Case taken from PACER (www.pacer.gov). File number is Case: 3:15-cv-50030 from the United States District Court for the Northern District of Illinois, Western Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against National Recovery Services, LLC, or any other third-party collection agency, you may not be entitled to any compensation.