Are you being called by National Creditors Connection, Inc.?* Here's what you need to know
Every year, consumers across the country go into debt because they have lost their jobs or become too sick to work. The reasons, however, rarely matter to a debt collector out to collect what they owe. If you don’t pay what they are demanding, they can become aggressive and intrusive, despite such actions being illegal. If this happens, you have the right to contact a consumer attorney.
Your Rights Under the FDCPA
Debt collectors can be persistent to the point of harassment when trying to get your money, but never forget that you have rights. The Fair Debt Collection Practices Act, or FDCPA, penalizes agencies that use collection methods like the following:
- Calling at inconvenient times
- Calling non-stop with the intention of annoying and harassing you
- Calling you at work when your employer does not allow such calls
- Swearing and calling you names
- Discussing the debt with anyone except you, your spouse, and your attorney
- Making threats they cannot legally carry out or have no intention of carrying out
Company Profile: National Creditors Connection, Inc.
If you are being called by National Creditors Connection, Inc., information about the company is below.
National Creditors Connection, Inc., which also does business as NCCI, is a debt collection company located in Lake Forest, California. It was established in 1992, has 20 to 49 employees, and is managed by its President, Richard Rodriguez. Files archived at the PACER (Public Access to Court Electronic Records) website confirm that many consumers who believed they were being harassed by National Creditors Connection, Inc. refused to cave into demands and fought back in court.
Alleged Violations against National Creditors Connection, Inc.
According to PACER, on or about June 12, 2011, National Creditors Connection, Inc. sent a collection letter to an Arizona resident regarded an alleged mortgage debt. The plaintiff later complained that the communication did not indicate that it was from a debt collector.
On June 20, 2011, an unknown person claiming to be an agent and/or employee of National Creditors Connection, Inc. went to the plaintiff’s residence, and at such time and spoke to his brother. This person allegedly informed that brother that the house was being foreclosed upon and asked, “How does [Douglas] feel about that?”
Feeling harassed by National Creditors Connection, Inc., the plaintiff hired a consumer attorney and sued the agency for allegedly violating the FDCPA in the following ways:
- Discussing the alleged debt with a third party
- Using unfair and unconscionable means to collect a debt
- Using false, deceptive and misleading means to collect a debt
- Failing to identify itself as a debt collector in all communications
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are as follows:
If you see either of these numbers flash on your caller ID, it means that you are being called by National Creditors Connection, Inc.. If they try to compel payment by embarrassing you in front of your friends and family, hire a consumer attorney. If you file a claim against National Creditors Connection, Inc. and the outcome of the case is in your favor, you could potentially receive $1,000 per FDCPA violation plus any associated costs. When debt collectors cross the line, the law helps you push them right back.
*Case taken from PACER (www.pacer.gov). File number is Case 2:11-cv-02281-MEA from the United States District Court for the District of Arizona.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against National Creditors Connection, Inc., or any other third-party collection agency, you may not be entitled to any compensation.