If you have been harassed by a debt collector, you may find that your family, friends, and coworkers have also been contacted regarding your debt. This is often illegal under the FDCPA. If your rights are violated and an uninvolved third party is told about your alleged debt, you may have a great FDCPA lawsuit. An FDCPA attorney may be able to help you determine if your rights were violated and start a claim against the collection agency.
Which Third-Parties Can a Debt Collector Contact?
A debt collector cannot discuss your debt with anyone who is uninvolved in an original loan. This means that even if you live with your parents, a debt collector can only ask your parents where you are and the best number to reach you. A debt collector cannot say that he or she is calling regarding an outstanding debt. Learn more about who debt collection agencies can and cannot contact here.
If debt collectors have been harassing people you know illegally, you have the right to sue the party under the FDCPA. Be sure to consider hiring an attorney to ensure that your claim has the best chance of winning.