Called By Oregon Credit and Collections Bureau, Inc.?*

Are you being called by Oregon Credit and Collections Bureau, Inc.?* Here’s what you need to know

Is a debt collector calling you every day, yelling at you and rudely demanding that you pay now or risk wage garnishment, public exposure, or even arrest? If so, they are breaking federal law, and if you file a claim against them, you could be awarded an amount that exceeds the alleged debt.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, regulates what third party debt collectors may say and do while contacting you about a debt. Activities like those below can cause an agency to be fined or even closed down.

• Swearing, yelling, and calling you names
• Contacting you after you have sent a cease and desist letter
• Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
• Using an autodialer to leave a series of pre-recorded messages
• Failing to identify themselves as debt collectors trying to collect a debt
• Calling you at work after you tell them that you can’t take personal calls there

Company Profile: Oregon Credit and Collections Bureau, Inc.

If you are being called by Oregon Credit and Collections Bureau, Inc., information about the company is below.

Oregon Credit and Collections Bureau, Inc. is a debt collection company located in Albany, Oregon. It was established in 2000, has less than 10 employees, and is managed by its President, Janet Blair. When records retained at the PACER (Public Access to Court Electronic Records) website are reviewed, it becomes clear that consumers who felt they were being harassed by Oregon Credit and Collections Bureau, Inc. pursued damages through the court system.

Alleged Violations against Oregon Credit and Collections Bureau, Inc.

According to PACER, in late October 2016, a Wisconsin resident received a collection letter from Oregon Credit and Collections Bureau, Inc., regarding a veterinary debt he believed he had been paying off with the original creditor. The letter stated, in part, “Failure to respond to this debt may adversely affect your credit rating.”

When the plaintiff called the agency he disputed the debt, saying he was not in default on the original agreement. Oregon Credit’s agent allegedly offered no solution and provided no clarification, other than he must pay all amounts they were demanding.

Feeling harassed by Oregon Credit and Collections Bureau, Inc., he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

• Using false, deceptive, and misleading means to collect a debt
• Attempting to collect an amount not permitted by law or the original creditor agreement

A judgement was entered in favor of the plaintiff.

Hire an Attorney

The phone number for this debt collection agency is 1-541-926-5500. If you see it on your caller ID at any time, be aware that you are being called by Oregon Credit and Collections Bureau, Inc.. If they demand amounts that exceed the original debt total, hire a consumer attorney who can help you file a claim against Oregon Credit and Collections Bureau, Inc.. If the court rules in your favor you may potentially be awarded $1,000 per FDCPA violation plus court costs and reasonable attorney fees. Owing money does not make you a target for harassment- it’s an assumption that turns into an expensive mistake for many debt collectors.

*Case taken from PACER (www.pacer.gov). File number is Case 6:16-cv-02339-JR from the United States District Court for the District of Oregon, Eugene Division.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Oregon Credit and Collections Bureau, Inc. , or any other third-party collection agency, you may not be entitled to any compensation.