Back to top

Are You Being Called By National Credit Systems, Inc.?*

Stop The Harassment

You have legal rights. We can help.

 

Debt collectors don’t have the best track record when it comes to obeying the law. They prefer to increase their chances of success by threatening lawsuits, using obscene language, and contacting your friends and family.

All of these tactics are designed to humiliate or scare you into paying. Such conduct is illegal, so if you are subjected to such treatment, you can call a consumer lawyer and fight back.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) is a federal statute that regulates debt collector conduct. It prohibits a number of deceptive and abusive activities that still occur with some frequency all across the country, such as those listed below.

  • Telling your friends, neighbors and co-workers that you owe money and they are trying to collect it from you
  • Making legally insupportable threats
  • Failing to identify themselves as debt collectors in each communication
  • Insulting, yelling, or swearing at you
  • Leaving abusive messages on your answering machine
  • Threatening you with garnishments, liens, or lawsuits

Are You Being Called By National Credit Systems, Inc.?*

Company Profile: National Credit Systems, Inc.

If you are being called by National Credit Systems, Inc., the company background is listed below.

National Credit Systems, Inc. is a debt collection agency located in Atlanta, Georgia. It opened its doors in 1991, has 97 employees, and is managed by its President, Joel Lackey. Its present rating with the Better Business Bureau is B-.

The company appears to specialize in helping apartment owners and managers recover money from former tenants. Litigation details viewable at the PACER website suggest that consumers who felt harassed by National Credit Systems, Inc. took the company to court to challenge its claims.

Alleged Violations against National Credit Systems, Inc.

According to PACER, in or around early 2017 a Texas consumer checked her credit report and found an entry from National Credit Systems, Inc. When she called the company and asked for information about how to remove the trade line, she was allegedly told that it did not matter how many times she disputed it, the trade line was never going to come off, unless she paid the debt.

Feeling harassed by National Credit Systems, Inc., she hired a consumer lawyer and filed a lawsuit against the agency for the following alleged violations of the FDCPA:

  • Using false, deceptive and misleading means to collect a debt
  • Using unfair and unconscionable means to collect a debt

The matter was later dismissed.

Hire a Consumer Lawyer

The phone numbers for National Credit Systems, Inc. are:

  • 1-404-629-9595
  • 1-800-367-1050

If either number on your caller ID, National Credit Systems, Inc. is on the line. If they try to deceive you into paying a debt you have every right to dispute, don’t be fooled. Hire a consumer lawyer who can review your case and help you file a claim against National Credit Systems, Inc.

If you prove that violations have occurred, the company can be ordered to pay you $1000 in damages per incident and cover your reasonable attorney fees, so when a debt collector oversteps its bounds, you can hold it accountable.

Additional Resources

Case taken from PACER (pacer.gov). File number is Case 3:17-cv-03167-G from the United States District Court for the Northern District of Texas.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against National Credit Systems, Inc. or any other third-party collection agency, you may not be entitled to any compensation.