Skip to content
STOP DEBT ABUSE NOW!
Debt Collection
Agencies
Free Legal Help

Updated on Author: Contributor: Sergei Lemberg

Is Norman & Associates Calling You?*

Stop the
Harassment

You have legal rights. We can help.

 


If you miss a few payments on your credit cards, medical bills, and other obligations, you’ll soon be hearing from a debt collector. If they are rude or belligerent, you don’t have to tolerate it, no matter how much you owe. Although they may contact you about the debt, there are certain lines debt collectors may not cross without major legal consequences.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, places restrictions what third-party debt collectors can say or do when trying to collect a debt from consumers. Collection methods like the following are illegal and can lead to fines and other consequences.

  • Failing or refusing to identify themselves as debt collectors trying to collect a debt
  • Calling you at work after you tell them that you can’t talk to them there
  • Using profane or obscene language
  • Trying to collect amounts that exceed the original debt
  • Discussing the debt with uninvolved third parties like your friends, family and neighbors
  • Making threats they have no intention of following up on, such as seizing your house or having you arrested

Is JP Recovery, LLC Calling You?

Need Help With Norman Associates?

Call for a Free Case Evaluation Now!

Company Profile: Norman & Associates

Norman & Associates is a debt collection company located in Alpharetta, Georgia. It was established in 2001, has less than 10 employees. Records archived at the PACER (Public Access to Court Electronic Records) website confirm that the company has been accused of using debt collection methods that violate the FDCPA.

Need Help With Norman Associates?

Call for a Free Case Evaluation Now!

Alleged Violations against Norman & Associates

According to PACER, an Illinois resident received a collection letter from Norman & Associates in or around November 2014. The letter, which was later submitted as an exhibit in a court action, stated in part:

You must be aware that this debt could be litigated through the courts and that a judgment could be obtained against you.

If Sherwin Williams-NSF DIVISION wishes to take this step, we will enlist the services of a local attorney with the recommendation that a lawsuit be filed immediately.

If you wish to avoid this unpleasant and costly action, you must contact me immediately to discuss this matter or send your payment full to the above address today.

The plaintiff responded to what she perceived as a threat by hiring a consumer attorney and suing Norman & Associates for allegedly violating the FDCPA in the following ways:

  • Using unfair and deceptive means to collect a debt
  • Threatening legal action it had no intention of taking

The matter was later dismissed.

Need Help With Norman Associates?

Call for a Free Case Evaluation Now!

Hire a Creditor Harassment Attorney

The phone numbers for Norman & Associates are:

If the phone rings and either of these numbers appear on your caller ID, it means that a collection agency is on the line. If they threaten you with legal action they have no intention of taking to scare you into paying, contact a consumer attorney. Threats and deception violate the FDCPA, and if you sue you could potentially be awarded $1,000 per FDCPA violation as well as attorney’s fees, court costs, and any actual damages. Stand up for yourself if a debt collector mistreats you, as the law is on your side.

*Case taken from PACER (www.pacer.gov). File number is Case: 1:15-cv-02455 from the United States District Court, Northern District of Illinois, Eastern Division

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Norman & Associates or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributor: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributor: Sergei Lemberg
Be the first to comment

Leave a Comment

Write a comment below to share your experience. Or, instead you can send a secure message to our legal team.
Email & phone number are required to block spam, but will not be published.

Briefly describe your experience

Briefly describe your experience

What’s your name?

What’s your name?

What’s your email address?

Please enter a valid email address.

What’s your phone number?

Please enter a valid phone number.

Want to know if you could sue? Get a free legal evaluation.

Free Case Evaluation

    1. Please fill out your contact information:
    2. Has a debt collection done any of the following:

    By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.

    GET YOUR
    FREE
    CASE EVALUATION

      By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.