Is Omega Receivables Management Calling You?*

Is Omega Receivables Management calling you? You have rights that you can protect!*

You’ve been doing your best to keep up with the minimum payments on your mortgage, credit cards, and medical bills, but since you became too ill to work, it’s become impossible.

Now your creditors have turned your accounts over to a third party debt collector who is calling you day and night, contacting your friends and neighbors, and threatening to take all you own in a lawsuit.

You wonder if personal bankruptcy is the only way out.

It isn’t. The law provides you with resources to fight back against such harassment.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) was established in 1977 to protected indebted consumers from predatory and unethical debt collectors.

Actions like those below are illegal when used to collect a debt.

• Using profane or obscene language
• Calling you at work (after you’ve told them that you aren’t allowed to talk to them there) and threatening to discuss the debt with the payroll department
• Calling at all hours of the day and night
• Demanding amounts that exceed the original debt
• Telling you that you can be arrested if you don’t pay
• Talking to uninvolved parties such as your friends, family, and co-workers about the debt

Omega Receivables Management is a collection agency located in Redan, Georgia. It was founded in 2007, has a staff of 20 to 49 employees, and collects all types of consumer debt.

A review of civil litigation files kept by the PACER (Public Access to Court Electronic Records) website, Omega Receivables Management has been sued in the past for alleged FDCPA violations.

Alleged FDCPA Violations

According to PACER, in or around June 2010, a Pennsylvania resident began receiving calls from Omega Receivables Management regarding a debt he allegedly owed to a payday loan company.

The calls originally went to his home phone, but he later complained that the company soon started calling him at work.

During one call placed to his work number, the plaintiff told the collector, who identified himself as ‘Mr. Sheppard’, not to contact him there.

He later alleged that when he demanded validation of the debt as well as an address where he could send a cease and desist letter, Mr. Sheppard refused to provide him with either.

After the calls to his workplace allegedly did not stop, the plaintiff hired a consumer attorney and accused Omega Receivables Management of violating the FDCPA in the following ways:

• Calling him before 8:00 a.m. and after 9:00 p.m. in his time zone
• Calling him at his place of employment after being informed that such calls were not allowed
• Using harassing and oppressive means to collect a debt
• Causing his phone to ring continuously with the attention of annoying him
• Using unfair and unconscionable means to collect a debt
• Using false and misleading means to collect a debt
• Refusing to provide a 30-day debt validation notice within five days of the first communication

The matter was later dismissed.

The phone numbers for Omega Receivables Management are 1-678-620-3441 and 1-877-280-0149.

If either one appears on your caller ID, it means that Omega Receivables Management may be trying to reach you about a debt.

If they call at inconvenient places and times, ignore requests to not contact you at work, or refuse to validate the debt, see a consumer attorney.

Such collection tactics violate the FDCPA, and your attorney can help you assert your rights in court.

You could potentially receive $1,000 per FDCPA violation plus attorney’s fees, court costs, and any actual damages. Owing money does not mean you deserve to be misled and belittled, and the law supports you when you fight back.

*Case taken from PACER (www.pacer.gov). File number is Case 2:10-cv-03232-PD from United States District Court, Eastern District of Pennsylvania

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Omega Receivables, or any other third-party collection agency, you may not be entitled to any compensation.