Are you being called by Omni Management Associates, Inc.?* Here's what you need to know
If you're deep in debt and have fallen behind in your required payments, you may have received phone calls or letters from debt collectors. They may even be threatening you with a lawsuit, wage garnishment, or imprisonment. What they rarely tell you is that you have rights in such situations.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is intended to protect indebted consumers from third-party debt collectors who become hostile or aggressive during the collection process. It restricts what collection agencies can do to collect a debt and prohibits actions like the following:
- Calling you before 8:00 a.m. and after 9:00 p.m.
- Calling you at work after you tell them that you can’t take personal calls there
- Using profane or obscene language
- Claiming that you can be arrested, have your assets seized, or have your wages garnished if you do not pay
- Telling your friends, neighbors, and co-workers that you owe money
- Leaving voice messages that do not identify the collector and the purpose of their call
Company Profile: Omni Management Associates, Inc.
If you are being called by Omni Management Associates, Inc., information about the company is below.
Omni Management Associates, Inc. is a debt collection company located in Toledo, Ohio. It opened for business in 1995, has a small staff of less than 10 employees, and is managed by its Director, Ed Brown. An examination of legal records retained by the PACER (Public Access to Court Electronic Records) website confirms that consumers who felt that they were being harassed by Omni Management Associates, Inc. took legal action to make the unwanted contact stop.
Alleged Violations against Omni Management Associates, Inc.
According to PACER, on or around March 13, 2010, Omni Management Associates, Inc. called an Ohio resident to collect a debt. She later alleged that during this conversation, the collector threatened her with legal action unless the debt was paid, and that she would have to pay all court costs if the matter was litigated.
Feeling harassed by Omni Management Associates, Inc., the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using harassing and abusive means to collect a debt
- Using abusive language
- Using false, deceptive, and misleading means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If you see either one on your caller ID when the phone rings, be aware that you are being called by Omni Management Associates, Inc.. If they threaten you with legal action to pressure you into paying, contact a consumer attorney who can help you take legal action to defend your rights. If you file a claim against Omni Management Associates, Inc., you could potentially be awarded $1,000 per FDCPA violation plus court costs and attorney fees. When a collection agency mistreats you, taking legal action can get you the compensation you deserve.
*Case taken from PACER (www.pacer.gov). File number is Case: 3:10-cv-01123-VKA from the United States District Court for the Northern District of Ohio, Western Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Omni Management Associates, Inc. or any other third-party collection agency, you may not be entitled to any compensation.