When you owe a debt that has been assigned to a collection agency, that company is legally required to treat you with dignity and respect. When they become abusive, it can make some people physically ill and drive them to bankruptcy.
If a debt collector goes to extremes with you, see a consumer lawyer who can help you protect your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is the principal consumer protection law when it comes to debt collector activities. Any company that tries these pressure tactics to get you to pay can lose its license and be fined by the FTC.
- Pretending to be a law enforcement officer or government agency representative
- Refusing to identify oneself as a debt collector over the phone
- Communicating directly with a consumer who is known to be represented by an attorney
- Disclosing private information about the debt to friends and family members
- Calling before 8:00 in the morning or after 9:00 at night
- Calling so often that it constitutes harassment
Company Profile: Oxford Law, LLC
If you are being called by Oxford Law, LLC, details about the law firm are below.
Oxford Law, LLC is a debt collection law firm located in Trevose, Pennsylvania. It was established in 2004, has approximately 60 employees, and is managed by its President, Larry Weil. The firm has been referenced frequently on consumer complaint boards and websites like Scambook.
Legal records viewable at the PACER website confirms that consumers who felt they were being harassed by Oxford Law, LLC hired their own lawyers to pursue legal action.
Alleged Violations against Oxford Law, LLC
According to PACER, on September 24, 2014, at 9:44 a.m., Oxford Law, LLC called a Florida consumer and left the following message on her voicemail.
“This is an important message for (consumer name). My name is Michelle Black, I am with the Oxford Law office, and I need to speak with you. 1-877-543-6551 extension is 199. Refer to file number that’s 7536767.”
The consumer alleged that the firm left similar or identical messages on other occasions, in each instance failing to identify itself as a debt collector.
Feeling harassed by Oxford Law, LLC, she hired a consumer attorney and sued the firm for failing to identify itself as a debt collector in all communications.
A judgement was entered in favor of the plaintiff.
Hire a Consumer Lawyer
The phone numbers for Oxford Law, LLC are:
Any time you see them on your caller ID at home or work, be aware that Oxford Law, LLC is on the line. If they leave messages that do not identify the reason for contacting you, hire a consumer attorney and file a claim against Oxford Law, LLC.
You could be awarded $1,000 per violation plus attorney fees and court costs, so use the legal remedies available to you to get the compensation you deserve.
Case taken from PACER (pacer.gov). File number is Case 8:15-cv-02211-SDM-TGW from the United States District Court for the Middle District of Florida, Tampa Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Oxford Law, LLC or any other third-party collection agency, you may not be entitled to any compensation.