Are you being called by Oshkosh Collection & Recovery?* Here's what you need to know
Debt collectors make millions of connections with indebted consumers every year, and not all of them are civil or professional. If you are faced with a collection agency that disregards your rights while demanding your money, there are ways that you can fight back.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a consumer protection law that regulates what third-party debt collectors may say and do when trying to collect a debt from you. It prohibits abusive tactics like those below.
- Using profane or obscene language
- Threatening legal actions that they have no intention of taking
- Telling you that you can be arrested for not paying your debts
- Reporting false information to the credit bureaus
- Calling you at inconvenient times and places, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Calling you at work after you tell them that you can’t take personal calls there
Company Profile: Oshkosh Collection & Recovery
If you are being called by Oshkosh Collection & Recovery, information about the company is below.
Oshkosh Collection & Recovery, which also does business as Financial Recoveries, Inc., is a debt collection company located in Oshkosh, Wisconsin, with a branch office in Fond du Lac. It was established in 1956 has approximately 14 employees, and is managed by its President, Kenneth J. Klewicki. According to legal records indexed at the PACER (Public Access to Court Electronic Records) website, some consumers who felt that they were being harassed by Oshkosh Collection & Recovery refuted the company’s claims by fighting back.
Alleged Violations against Oshkosh Collection & Recovery
According to PACER, in or around early January 2015, a collector for Oshkosh Collection & Recovery allegedly called a Georgia resident to collect a debt. The plaintiff claimed that during this conversation, the caller told him that if he did not pay, he would be arrested.
Feeling harassed by Oshkosh Collection & Recovery, he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using oppressive and abusive means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
- Threatening legal action it had no intention of taking
- Using unfair and unconscionable means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If you see either number on your caller ID when the phone rings, it means that you are being called by Oshkosh Collection & Recovery. If they tell you that failure to pay will get you arrested, hire a consumer attorney. Abusing consumers in this manner is illegal, so if you file a claim against Oshkosh Collection & Recovery, you could potentially receive $1,000 per FDCPA violation plus court costs and attorney fees. An attorney can help you seek for the damages you are entitled to.
*Case taken from PACER (www.pacer.gov). File number is Case 1:15-cv-04320-RWS from the United States District Court for the Northern District of Georgia.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Oshkosh Collection & Recovery, or any other third-party collection agency, you may not be entitled to any compensation.