Are You Being Called By Noll Collection, Inc.?*

Are you being called by Noll Collection, Inc.?* Here’s what you need to know

Debt collectors can be relentless. They frequently act without regard for your rights and make you feel like a deadbeat for not paying your bills. Don’t let yourself be pushed around: although they would like you to believe otherwise, no debt collector is above to the law.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law that makes it illegal for collectors to use abusive or deceptive means to collect a debt, so if the party you’re dealing with does any of the following, they are breaking the law.

• Swearing, calling you names, and using profane language
• Demanding amounts that exceed the original debt
• Contacting you at work after being informed that the employer does not permit such calls
• Calling at all hours of the day and night
• Refusing to validate the debt and prove that they are authorized to collect it
• Telling your friends, neighbors, and co-workers that you owe money

Company Profile: Noll Collection, Inc.

If you are being called by Noll Collection, Inc., information about the company is below.

Noll Collection, Inc. is a debt collection agency located in Sioux City, Iowa. It was established in 1966, has approximately 10 employees, and is managed by its President, Larry Noll. Civil litigation records on file at the PACER (Public Access to Court Electronic Records) website indicate that many consumers who believed they were being harassed by Noll Collection, Inc.refused to pay and turned to the courts for resolution.

Alleged Violations against Noll Collection, Inc.

According to PACER, sometime in September or October, 2011, an Iowa resident began receiving collection calls from a Noll Collection, Inc. representative who identified herself as Penelope Gates. During the initial contact, which occurred at her place of employment, the plaintiff gave Ms. Gates her phone number and asked her not to call her at work any more, but the calls allegedly continued. When the plaintiff finally said that she had retained an attorney, Ms. Gates allegedly shouted and hung up on her.

Feeling harassed by Noll Collection, Inc., she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

• Using false, deceptive, and misleading means to collect a debt
• Threatening legal action it had no intention of taking
• Misrepresenting the character, status, or amount of the debt

The matter was later dismissed.

Hire an Attorney

The phone number for this collection agency is 1-712-252-0583. If you see it on your caller ID when the phone rings, it means that you are being called by Noll Collection, Inc. If they continue to call you at work after being asked to stop, hire a consumer attorney. If you file a claim against Noll Collection, Inc. and win, you could potentially receive $1,000 per FDCPA violation plus any other appropriate damages. When debt collectors forget the law, the FDCPA enables you to seek the compensation you deserve.

*Case taken from PACER (www.pacer.gov). File number is Case 4:12-cv-00258-TJS from the United States District Court for the Southern District of Iowa, Central Division.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Noll Collection, Inc., or any other third-party collection agency, you may not be entitled to any compensation.