Are you being called by Outsource Receivables Management? Debt collectors don’t have a right to harass you.
We use credit to buy homes, cars, and other expensive assets, but as long as we enjoy a steady income, debt repayment is rarely a major problem. When financial problems hit, however, and we can’t pay back all that debt, collection agencies will start hounding us to demand payment.
Many of them are abusive and rude, hoping that we won’t attempt to fight for our rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, limits what debt collectors may say and do during the process of collecting a debt from you. Below are examples of collection tactics that are illegal under the FDCPA.
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
- Pretending to be police officers, government officials, or any other law enforcement figure
- Discussing the debt with anyone except you, your spouse, or your attorney
- Using profane and obscene language
- Reporting false information to the credit bureaus
- Demanding amounts that are inflated by ‘service charges’
Company Profile: Outsource Receivables Management
If you are being called by Outsource Receivables Management, information about the company is below.
Outsource Receivables Management is a debt collection agency located in Ogden, Utah, with a branch office in Idaho. It was established in 1961, has approximately 40 employees, and is managed by its President, Chris Green.
An examination of litigation records at the PACER (Public Access to Court Electronic Records) website suggests that people who believed they were being harassed by Outsource Receivables Management not only refused to pay the debt, they also sued the company for pursuing them.
Alleged Violations against Outsource Receivables Management
According to PACER, on or around November 17, 2011 Outsource Receivables Management sent a collection letter to am Idaho resident regarding a debt it claimed that she owed to Sterling Savings Bank.
The plaintiff denied ever having an account there and later claimed that when she requested validation of the debt, the company never sent it to her.
Feeling harassed by Outsource Receivables Management, she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Misrepresenting the character, amount, or legal status of the debt
- Failing to validate the debt upon request
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are as follows:
If you see any of them on your caller ID when the phone rings, it means that you may be being called by Outsource Receivables Management, likely about a debt that you are believed to owe. If they pursue you for a debt that is not yours and fail to validate it when you ask, hire a consumer attorney who can help you collect the necessary documents and file a claim against Outsource Receivables Management.
You could potentially be awarded $1,000 per FDCPA violation plus statutory damages and costs, showing the company that their harassment of you was an expensive mistake.
**Case taken from PACER (www.pacer.gov). File number is Case 4:12-cv-00014-BLW from the United States District Court for the District of Idaho.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Outsource Receivables Management, or any other third-party collection agency, you may not be entitled to any compensation.