If National Account Systems of Omaha is trying to reach you, you may want to know about your rights.
Anyone can experience financial difficulties, but for some, the burden is worse than it is for others. If you lose your job and your credit cards, student loans, and medical bills go into arrears, it won’t be long before debt collectors start chasing you for payment.
Not all of them care that as a consumer, you have rights.
Your Rights Under the FDCPA
In 1977 Congress enacted the Fair Debt Collection Practices Act, or FDCPA, to stop to the abusive collection tactics commonly practiced by third-party debt collectors.
Examples of collection behaviors illegal under the FDCPA include:
- Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Threatening lawsuits, property seizure, and other legal actions that they have no intention of taking
- Telling you that you can be arrested for nonpayment of a debt
- Calling and hanging up or leaving a stream of pre-recorded messages
- Ignoring a formal cease communications request
- Telling your friends, neighbors, and co-workers that they owe money
Company Profile: National Account Systems of Omaha, LLC
If you are being called by National Account Systems of Omaha, LLC, information about the company is below.
National Account Systems of Omaha, LLC is a debt collection company located in Omaha, Nebraska. It was established in 1969, has approximately 10-19 employees, and is managed by its President, Mark Kottke.
Files retained by the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by National Account Systems of Omaha, confronted the agency in court and demanded compensation.
Alleged Violations by National Account Systems of Omaha, LLC
According to PACER, on or about December 18, 2013, National Account Systems of Omaha, LLC filed a lawsuit against a Nebraska resident to collect a debt allegedly owed to American National Bank for the deficiency of a balance due from a 2005 repossession.
Although the original balance was $6,000, National Account Systems of Omaha, LLC demanded $12,001.42. The debt was also time-barred by statute.
Feeling harassed by National Account Systems of Omaha, LLC, the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Took actions which could not legally be taken
- Misrepresented the character, amount, or legal status of a debt
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are:
If you see either number on your caller ID, it means that you may be getting a call from National Account Systems of Omaha, LLC. If they try to sue you over a time-barred debt, hire a consumer attorney.
If you file a claim against National Account Systems of Omaha, LLC and a judge rules in your favor, you could potentially be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages.
Collecting a debt is legal, but bullying and threatening you is not.
**Case taken from PACER (www.pacer.gov). File number is Case 8:14-cv-00181-JFB-TDT from the United States District Court for the District of Nebraska.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against National Account Systems of Omaha, LLC, or any other third-party collection agency, you may not be entitled to any compensation.