Are You Being Called By Oliphant Financial, LLC?*

Debt collectors don’t always respect legal limits when they want your money. If you don’t pay immediately, they resort to extreme and often abusive tactics such as calling you at work, leaving obscene messages on your answering machine, or yelling at you over the phone.

None of it is legal, so read on to learn more about your rights.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed over 40 years ago to protect consumers from being bullied into bankruptcy. If a collection agency is pressing you too hard, the FDCPA gives you the right to dispute a debt and tell them to cease contact.

You can also take legal action against them if they violate your rights by:

• Swearing at you
• Demanding that you pay a time-barred debt
• Threatening legal actions they have no intention of taking
• Pretending to be members of law enforcement to scare you into paying
• Calling you names and asking why you don’t pay your bills
• Mocking your inability to pay

Company Profile: Oliphant Financial, LLC

If you are being called by Oliphant Financial, LLC, a general overview of the agency’s history and operations is below.

Oliphant Financial, LLC is a debt collection agency located in Sarasota, Florida. It was founded in 1992, has 23 employees, and is managed by its CEO, Robert Morris. According to the company website, it is primarily a debt buyer.

Litigation records viewable at the PACER website confirm that consumers who believed they were being harassed by Oliphant Financial, LLC went to court to demand compensation.

Alleged Violations against Oliphant Financial, LLC

According to PACER, on or around October 25, 2013, Oliphant Financial, LLC allegedly began contacting a California consumer to collect a debt. He alleged that the company used an autodialer to call his cell phone and leave prerecorded messages, and that the unwanted contact continued well into January 2014.

Feeling harassed by Oliphant Financial, LLC, the consumer obtained legal advice before suing the agency for allegedly:

• Using unfair and unconscionable means to collect a debt
• Contacting him using an autodialer

The matter was later settled.

Hire a Consumer Lawyer

The phone numbers for Oliphant Financial, LLC are:

• 1-800-262-1999
• 1-941-360-8990

If the phone rings and you see either number on your caller ID, it is confirmation that Oliphant Financial, LLC is on the line. If they blow up your phone using autodialers, they are violating the FDCPA, so hire a consumer lawyer and file a claim against Oliphant Financial, LLC.

Any debt collector that breaks federal law can be ordered to pay you statutory damages of $1,000 per violation and cover your attorney fees, so when you know you’re being treated unfairly, fighting back can pay off.

Additional Resources

• How Can a Lawyer Help Me with an FDCPA Claim?
• How Do I Pay an FDCPA Lawyer?

Case taken from PACER (pacer.gov). File number is Case 3:15-cv-00186-GPC-NLS from the United States District Court for the Southern District of California.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Oliphant Financial, LLC, or any other third-party collection agency, you may not be entitled to any compensation.