Thousands of people have their lives made difficult by debt collectors. In some cases, the debt is not even theirs and in others, they owe it but the collection agency freely abuses the consumer’s rights to get the money.
If you are ever dealing with a company that treats you in this manner, learn more about what you can do about it.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, regulates the professional conduct of third-party collection agencies. Actions like those listed below are illegal and can subject a debt collector to a consumer lawsuit.
- Using profane and obscene language
- Telling your friends, neighbors, and co-workers about the alleged debt
- Calling you at work after you’ve told them that your employer doesn’t allow such calls
- Pretending to be members of law enforcement
- Threatening legal actions that they have no intention of taking
- Demanding outrageous ‘fees’ that inflate the debt
Company Profile: Oracle Financial Group, LLC
If you are being called by Oracle Financial Group, LLC, a more detailed overview of the company and its operations is below.
Oracle Financial Group, LLC is a debt collection agency located in Buffalo, New York. It opened for business in 2015, has 18 employees, and is managed by Jeff Schoenberg.
A review of legal files at the PACER website indicates that consumers who felt that they were being harassed by Oracle Financial Group, LLC stood firm and refused to pay.
Alleged Violations against Oracle Financial Group, LLC
According to PACER, on or around September 2016, Oracle Financial Group, LLC started calling a New York consumer to collect a debt. She alleged that they called her at work and asked them to stop during a conversation on September 14, but the calls allegedly continued.
She also claimed that the company left voicemail messages in which it threatened to file a fraud case against her and that legal documents would be delivered to her place of employment.
Feeling harassed by Oracle Financial Group, LLC, the consumer took action by hiring a consumer lawyer and suing the company for allegedly:
- Calling her at work after being asked to stop
- Using unfair and unconscionable means to collect a deb
- Using harassing and abusive means to collect a debt
- Threatening to take legal action, without actually intending to do so
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for Oracle Financial Group, LLC are:
If any of them flash on your caller ID, it is confirmation that Oracle Financial Group, LLC is looking for you. If they verbally abuse you, threaten legal action, and keep calling you at work, don’t tolerate the abuse.
You have the right to hire a consumer lawyer and file a claim against Oracle Financial Group, LLC. You could win significant costs and damages if the claim succeeds, so when a debt collector pushes you, you have the ability to push back.
Case taken from PACER (pacer.gov). File number is Case 1:17-cv-00854-WMS from the United States District Court for the Western District of New York.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Oracle Financial Group, LLC, or any other third-party collection agency, you may not be entitled to any compensation.