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By Contributing Author: Sergei Lemberg Updated on

Called By Nationwide Credit, Inc.? Here’s What to Know

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Consumers everywhere are being chased by collection agencies for unpaid debts. It’s a difficult situation that feels even worse when the debt collector is determined to bully or trick you into paying. If this happens to be the case with you, see a consumer attorney who can help you protect your rights.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect consumers from predatory debt collectors. Since then, it has been illegal to use collection tactics like those listed below.

  • Refusing to provide you with information about the debt upon request
  • Failing or refusing to report a debt as disputed to the credit bureaus
  • Persisting in trying to collect a disputed debt
  • Using profane and obscene language on the phone or in voicemails
  • Threatening to publish your name on a debtor’s list
  • Contacting you directly when they know that you have an attorney

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Company Profile: Nationwide Credit, Inc.

If you are being called by Nationwide Credit, Inc., more information about the company is below.

Nationwide Credit, Inc. is a debt collection agency headquartered in Des Moines, Iowa. It was founded in 1984, has 20 to 49 employees, and is managed by its COO, Sumit Bahadur. The PACER website maintains litigation records showing that consumers who felt that they were being harassed by Nationwide Credit, Inc. were not afraid to stand their ground.

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Alleged Violations against Nationwide Credit, Inc.*

According to information on the PACER website, on or around February 2, 2009, Nationwide Credit, Inc. allegedly tried to collect a debt by calling a California consumer at his workplace. He advised that such calls were prohibited by his employer and that he was represented by a bankruptcy attorney, but the agency allegedly phoned him there again a week later.

Feeling harassed by Nationwide Credit, Inc., the consumer sued the agency for:

  • Contacting him directly when he was represented by an attorney regarding the debt
  • Calling at work although such calls were prohibited by the employer

The matter was eventually settled.

 Called By Nationwide Credit, Inc.? Here's What to Know

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Hire a Consumer Lawyer

The phone number for Nationwide Credit, Inc. is 1-800-456-4729. If it appears on your caller ID at any time of the day or night, Nationwide Credit, Inc. is trying to contact you. If they call you at work after being told to stop and reach out to you instead of your attorney, hire a consumer lawyer and file a claim against Nationwide Credit, Inc. If your claim is successful, you may receive $1,000 per FDCPA violation plus any legal costs you incurred. Forgetting that you have rights can be a costly mistake.

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Additional Resources

*Case taken from PACER ( File number is Case 5:09-cv-04252-JF from the United States District Court for the Northern District of California, San Jose Division.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Nationwide Credit, Inc. or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
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