When you’ve lost your job, paying your bills can become impossible. Your personal difficulties, however, don’t concern the debt collector who is trying to collect the account. They may even threaten you with arrest or public exposure to scare you into paying. If this happens, they’re breaking the law and you can sue.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law that protects consumers from being harassed and threatened by collection agencies. Third-party debt collectors are prohibited from using tactics like those below to collect a debt.
- Reporting inaccurate information to the credit bureaus
- Using profane and obscene language
- Claiming that you can have your wages garnished for nonpayment
- Calling you abusive names
- Pretending to be attorneys, police officers, or federal agents
- Calling at unreasonable and inconvenient hours
Company Profile: NU Island Partners, LLC
If you are being called by NU Island Partners, LLC, more information about the firm is below.
NU Island Partners, LLC. is a debt collection law office in Little Rock, Arkansas. It was founded in 2006, has fewer than 10 employees, and is managed by Bryan Hosto. A review of civil litigation records confirms that consumers who believed that they were being harassed by NU Island Partners, LLC did not hesitate to go to court.
Alleged Violations against NU Island Partners, LLC*
According to information on the PACER website, in or around November 2012, a representative of NU Island Partners, LLC tried to collect a debt from a New York consumer by filing a lawsuit against her. She did not learn about the action until a wage garnishment order went through and, upon reviewing the court files, determined that the notice of the lawsuit may have been improperly delivered.
Feeling harassed by NU Island Partners, LLC, the consumer hired an attorney and took action against the firm for:
- Misrepresenting the character, amount, or legal status of the debt
- Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1- 501-374-1300. Any time you see it on your caller ID, it is confirmation that you are being called by NU Island Partners, LLC is on the line. If they are involved in an illegal lawsuit against you, hire a consumer lawyer and file a claim against NU Island Partners, LLC. If you win, you could receive $1,000 per violation plus attorney fees, so take action when you know that you’re in the right.
*Case taken from PACER (pacer.gov). Case 7:18-cv-11907-VB from the United States District Court for the Southern District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against NU Island Partners, LLC or any other third-party collection agency, you may not be entitled to any compensation.